Mahuli Laghubitta Reports 26.89% increment in its Net Profit in Q1; EPS at Rs. 34.47; NPL at 2.41%
Tue, Nov 10, 2020 8:06 AM on Latest, Company Analysis,
Mahuli Laghubitta Bittiya Sanstha (MSLB) has published its first-quarter report of FY 2077/2078 with an increase in Net Profit. As per the report published by the company, the net profit increased to Rs. 1.05 crores as compared to Rs. 83.12 Lakhs in the corresponding quarter of the previous year.
The borrowings of the company decreased by 2.83% to Rs. 1.01 Arba which was Rs. 1.04 Arba in the corresponding quarter of the previous year. The company’s loans and advances increased by 11.09% to Rs. 2.41 Arba in this quarter.
The net interest income (core revenue) has increased by a meager 4.21% to Rs. 4.52 crores compared to Rs. 4.34 crores in the corresponding quarter of the previous year.
The paid-up capital of the company remained at Rs. 12.24 crores in this quarter and its reserve and surplus increased to Rs. 20.53 crores.
Its annualized earnings per share (EPS) stands at Rs. 34.47. The net worth per share decreased to Rs. 267.74. The company traded at a P/E multiple of 25.96 times.
Financial Highlights:
|
Particulars |
Mahuli Laghubitta Bittiya Sanstha Limited |
||
|---|---|---|---|
|
Q1, 2077/2078 |
Q1, 2076/2077 |
Difference |
|
|
Paid-Up Capital |
122,400.00 |
122,400.00 |
- |
|
Reserve & Surplus |
205,314.02 |
180,625.19 |
13.67% |
|
Deposits |
1,142,777.57 |
939,030.92 |
21.70% |
|
Borrowings |
1,017,363.93 |
1,047,016.70 |
-2.83% |
|
Loans and Advances |
2,416,743.84 |
2,175,412.42 |
11.09% |
|
Net Interest Income |
45,267.11 |
43,440.12 |
4.21% |
|
Provision for possible losses |
9,258.77 |
3,462.10 |
167.43% |
|
Operating Profit |
12,644.81 |
13,253.78 |
-4.59% |
|
Net Profit |
10,547.73 |
8,312.33 |
26.89% |
|
Capital Adequacy Ratio (%) |
11.70% |
11.91% |
- |
|
NPL (%) |
2.41% |
1.62% |
- |
|
Cost of Fund (%) |
7.55% |
11.13% |
- |
|
Annualized EPS (In Rs.) |
34.47 |
27.16 |
26.89% |
|
Net Worth per share (In Rs.) |
267.74 |
247.57 |
8.15% |
|
Price to earnings (times) |
25.96 |
- |
- |
