18 commercial banks report call deposits higher than 10% of total deposits; Average ratio stands at 12.3%

Nepal Rastra Bank (NRB) has published a circular to A, B and C class Bank and Financial Institutions (BFI's) regarding a limitation of call deposits. NRB has instructed A class BFI’s to limit the call deposits to 10% of total deposits.

Similarly, B and C class BFI’s are allowed to keep a maximum 15% call deposits.  All the BFI’s crossing this limit are allowed to bring down the call deposits portion within Ashad end, 2077 and also these BFI’s are now restricted to collect additional call deposits.

The average call deposits of commercial banks stands at 12.3% as of Bhadra end, 2076. Ten out of 28 Class A banks have call deposits below 10% of their total deposits. Prime Commercial Bank has the highest call deposit of 24.8%.