See the Q4 progress of Janauthhan, RSDC, Civil & Mithila Laghubitta; EPS at Rs 66.85, Rs 17.12, Rs 5.98 & 14.83 respectively

Janauthhan Samudayik Laghubitta Bikas Bank Limited (JSLBB) has stated net profit rise of 29.76% in the fourth quarter (Q4) of last fiscal year 2073/74. The net profit of the company has increased to Rs 1.60 crore in Q4 up from Rs 1.23 crore in the corresponding quarter of the previous fiscal year 2072/73. As per the unaudited financial report published today, its net interest income surged to Rs.4.85 crore in Q4 up from Rs 3.35 crore in the corresponding quarter. The microfinance institution’s borrowing remains to be Rs 44.89 crore and has collected Rs 13.99 crore in deposits. Likewise, it has extended loans and advances of Rs 57.20 crore in Q4 of FY 2073/74 whereas in the same period last year the figure stood at Rs 33.46 crore. JSLBB has a paid up capital of Rs 2.40 crore and has Rs 3.52 crore in reserve and surplus.  Its non- performing loan (NPL) has depreciated to 1.03% in the fourth quarter of the FY 2073/74 from 2.21 percent in corresponding quarter of last year. Janauttha Samudayik’s earning per share (EPS) stands at Rs 66.85 in Q4. Its net worth per share stands at Rs 246.77 and P/E ratio is 45.77 times. The microfinance company had distributed 34% bonus share and 19.68% cash dividend to its shareholders from the profit it earned in the last fiscal year 2072/73. Likewise, RSDC Laghubitta Bikas Bank Limited (RSDC) has reported net profit surged by 31.06% as compared to last year’s report. Its net profit now amounts to Rs 1.6 crore. As of Q4, RSDC Laghubitta’s borrowings stands at Rs 76.98 crore. Out of this, it has floated loans of Rs 89.01 crore. Likewise the microfinance company has been able to increase its net interest income to Rs 3.67 crore in Q4 from Rs 2.88 crore in corresponding quarter. Its non-performing loan (NPL) stand at lowest 0.01% in Q4. RSDC’s EPS stand at Rs 17.12. Its paid up capital now stands at Rs 11.50 crore with net worth of Rs 124.24 per share. The company’s reserve and surplus has increased to Rs 2.78 crore in Q4 from Rs 2.43 crore in the corresponding quarter. RSDC has got approval to issue 200% right shares from SEBON. After 200% right issue, its capital will reach to Rs 34.50 crore. It is wholesale level microfinance whose paid up capital must be Rs 60 crore by the end of Ashad 2075. Similarly, Civil Laghubitta Bittiya Sanstha Limited (CLBSL) has reported net profit increased by 67.19% as compared to last year’s report. Its net profit now stands at Rs 62.74 lakh. As of Q4, Civil Laghubitta’s borrowings stands at Rs 19.92 crore. Out of this, it has floated loans of Rs 33.55 crore. Likewise the microfinance company has been able to increase its net interest income to Rs 3.63 crore in Q4 from Rs 2.34 crore in corresponding quarter. Its non-performing loan (NPL) stand at 0.59% in Q4. CLBSL’s EPS stand at Rs 5.98. Its paid up capital now stands at Rs 10.50 crore with net worth of Rs 101.78 per share. Meanwhile, the microfinance company’s reserve and surplus has decreased to Rs 18.65 lakh in Q4 from Rs 72.27 lakh in the corresponding quarter. Meanwhile, Mithila Laghubitta Bittiya Sanstha Limited (MLBBL) has reported net profit declined by 5.62% as compared to last year’s report. Its net profit now stands at Rs 85.09 lakh. As of Q4, Mithila Laghubitta’s borrowings stands at Rs 26.20 crore. Out of this, it has floated loans of Rs 44.38 crore. The microfinance company has been able to increase its net interest income to Rs 4.22 crore in Q4 from Rs 3.53 crore in corresponding quarter. Its non-performing loan (NPL) stand at 3.20% in Q4. CLBSL’s EPS stand at Rs 14.53. Its paid up capital now stands at Rs 5.73 crore with net worth of Rs 148.33 per share. Meanwhile, the microfinance company’s reserve and surplus has decreased to Rs 2.77 crore in Q4 from Rs 1.42 crore in the corresponding quarter.