Sanima Life introduces "Sanima Critical Illness Rider Plan"; Coverage worth Rs 50 thousand to Rs 50 lakh for 11 critical diseases

Thu, Jul 4, 2019 5:23 PM on Corporate, Latest,

Sanima Life Insurance Company, amidst a program today launched its brand new "Sanima Critical Illness Rider Plan". The policy provides coverage for 11 critical illnesses for amounts ranging from Rs 50 thousand to Rs 50 lakh. The diseases that the coverage includes are:

  1. Cancer of specified severity
  2. Kidney failure requiring regular dialysis
  3. Multiple sclerosis with persisting symptoms
  4. Major organ/bone marrow transplant
  5. Open heart replacement or repair of heart valves
  6. Primary pulmonary arterial hypertension
  7. First heart attack of specified severity
  8. Stroke resulting in permanent symptoms
  9. Coma of specified severity
  10. Aorta graft surgery
  11. Coronary artery by-pass graft

The program was attended by Chairman of Beema Samiti, Chiranjibi Chapagain, Chairman and Directors of Sanima Life Insurance Company, Brand ambassador - Jitu Nepal and cardiovascular specialist and kidney specialist. Brand ambassador, Jitu Nepal, extensively emphasized on the importance of Insurance, especially in a country like ours encouraging everyone to impart awareness regarding it. Similarly, the specialists spoke about the diseases listed.

The health specialists talked about how the number of people getting these fatal diseases are increasing in Nepal due to the change in life style and increasing inactivity day-by-day. Most of the diseases doesn't even show symptoms unless they reach a point that is already severe. Thus, they suggested that an annual check-up is very important and even if anyone does get these disease having an insurance can help a lot.

Jitu Nepal said, "I've seen people in hospitals running around with land blue-print to sell what they have to pay for the ICU bills and expensive treatments. But having an insurance can change that. While travelling in Europe, I saw two cars crashed against each other but the drivers were safe due to the air bags. What surprised me most was that they were just talking, if it were in Nepal they would be fighting. I asked why and they said there's no need to fight, both has insurance, the insurance company will do the assessment and pay the charges. This shows how insecure we are and to be secure, having an insurance is a must. Not just in cities but in rural areas, where the need is even higher. So it is not just the responsibility of insurance companies and Beema Samiti to create awareness, everyone of us from politicians to celebrities to media workers should be doing it."