Sana Kisan Bikas Bank Limited (SKBBL) has shown inclined in net profit by 8.50 percent in the second quarter (Q2) of the current fiscal year 2074/75.
Publishing the unaudited financial report for the second quarter today, the microfinance company stated that its net profit inclined to Rs 17.15 crore in the Q2 of current fiscal year 2074/75, up from Rs 15.81 crore in the corresponding period of the previous fiscal year 2073/74.
Its net interest income has also risen from Rs 29.74 crore in corresponding quarter to Rs 32.17 crore in the second quarter.
Its paid up capital remains at Rs 62.88 crore (including 25% bonus shares from the net profit of FY 2073/74) with reserve of Rs 1.14 arba in Q2.
The company has borrowings of Rs 14.01 arba in the second quarter, up from Rs 10.53 arba in the corresponding quarter. Likewise, it has extended loans and advances of Rs 15.58 arba in Q2 whereas in the same period last year the figure stood at Rs 12.45 arba.
Its non-performing loan (NPL) has decreased to 0.07% in Q2 from 0.11% in the previous year report.
Its annualized earning per share (EPS) stands at Rs 54.56, net worth per share at Rs 282.84 and the P/E ratio at 21.41 times.
Major Highlights:
| Particulars (In Rs '000) |
SKBBL |
| Q2 2074/75 |
Q2 2073/74 |
Difference |
| Paid Up Capital |
628,827 |
503,062 |
25.00% |
| Reserve & Surplus |
1,149,760 |
956,918 |
20.15% |
| Deposits |
- |
- |
#DIV/0! |
| Borrowings |
14,005,135 |
10,536,254 |
32.92% |
| Loans & Advances |
15,586,437 |
12,458,094 |
25.11% |
| Net Interest Income |
321,768 |
297,433 |
8.18% |
| Provision for possible losses |
24,587 |
19,792 |
24.23% |
| Operating Profit |
258,219 |
248,465 |
3.93% |
| Net Profit |
171,557 |
158,114 |
8.50% |
| NPL (%) |
0.07 |
0.11 |
-36.36% |
| Annualized EPS (In Rs.) |
54.56 |
62.86 |
-13.20% |
| Net Worth per Share (In Rs.) |
282.84 |
290.22 |
-2.54% |
| P/E Ratio (In times) |
21.41 |
|
|
