RSDC Laghubitta Q4 financials: earns Rs 6.41 crore with EPS of Rs 10.13; CAR stands at massive 32.04%
Sun, Aug 4, 2019 6:39 AM on Financial Analysis, Latest, Stock Market,
RSDC Laghubitta Bittiya Sanstha Limited (RSDC), a wholesaler microfinance company has reported net profit increment by 71.22% till Q4 of FY 2075/76 as compared to corresponding quarter’s report. Its net profit now amounts to Rs 6.41 crore.
As of Q4, RSDC Laghubitta’s borrowings stand at Rs 1.80 arba. It has floated loans of Rs 2.51 arba with 66.67% growth. Likewise, the microfinance company has been able to increase its net interest income to Rs 12.29 crore till the review period from Rs 7.02 crore in corresponding quarter.
Its Non-Performing Loan (NPL) stand at 0.25% till Q4. RSDC’s annualized EPS stand at Rs 10.13.
Its paid up capital now stands at Rs 63.35 crore with net worth of Rs 126.71 per share. The company’s reserve and surplus has increased to Rs 16.92 crore till Q4. RSDC’s quarter end PE is at 33.86 times.
Its capital adequacy ratio (CAR) is massive 32.04%.
Major Highlights:
|
Particulars (In Rs '000) |
RSDC Laghubitta |
||
|---|---|---|---|
|
Q4 2075/76 |
Q4 2074/75 |
Difference |
|
|
Paid Up Capital |
633,512.00 |
486,722.38 |
30.16% |
|
Reserve & Surplus |
169,215.09 |
71,472.85 |
136.75% |
|
Borrowings |
1,809,245.35 |
1,189,678.49 |
52.08% |
|
Deposits |
- |
- |
- |
|
Loans & Advances |
2,515,514.83 |
1,509,268.68 |
66.67% |
|
Net Interest Income |
122,971.41 |
70,288.87 |
74.95% |
|
Staff Expenses |
10,428.99 |
8,952.71 |
16.49% |
|
Provision for possible losses |
20,509.85 |
6,830.28 |
200.28% |
|
Operating Profit |
95,489.71 |
58,529.71 |
63.15% |
|
Net Profit |
64,167.38 |
37,476.43 |
71.22% |
|
Capital Adequacy (%) |
32.04 |
35.00 |
-8.46% |
|
NPL (%) |
0.25 |
0.03 |
733.33% |
|
Cost of Fund (%) |
11.02 |
10.99 |
0.27% |
|
EPS (In Rs.) |
10.13 |
7.70 |
31.55% |
|
Net Worth per Share (In Rs.) |
126.71 |
114.68 |
10.49% |
|
PE Ratio (times) |
33.86 |
- |
- |
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