RSDC Laghubitta Bittiya Sanstha (RSDC) has posted a rise in its net profit by 16.92% in the second quarter of the current fiscal year 2074/75.
As per the unaudited report published yesterday, the microfinance has stated that its net profit has risen to Rs 1.28 crore in Q2 of the fiscal year 2074/75 from Rs 1.09 crore in the corresponding quarter of the previous fiscal year 2073/74. Its operating profit has also shown a massive incline by 35.65% to Rs 2.01 crore.
However, its provision for possible losses has risen by massive 347.07% to Rs 37.42 lakh in comparison to the corresponding quarter of FY 2073-74.
The microfinance floated loans of Rs 1.25 arba while it was Rs 79.33 crore in the corresponding period.
It has a paid up capital of Rs 34.04 crore with Rs 85 lakh in reserve.
Its NPL stands at 0.04% which is a slight increment from previous year’s 0.00%
Its Earning per Share (EPS) stands at Rs 7.54 while net worth per share stands at Rs 102.50 and its P/E ratio is 153.91 times.
Major Highlights:
| Particulars (In Rs '000) |
RSDC |
| Q2 2074/75 |
Q2 2073/74 |
Difference |
| Paid Up Capital |
340,379 |
100,000 |
240.38% |
| Reserve & Surplus |
8,514 |
35,346 |
-75.91% |
| Deposits |
- |
- |
- |
| Borrowings |
1,060,448 |
741,429 |
43.03% |
| Loans & Advances |
1,248,951 |
793,315 |
57.43% |
| Net Interest Income |
25,598 |
17,750 |
44.21% |
| Provision for possible losses |
3,742 |
837 |
347.07% |
| Operating Profit |
20,149 |
14,854 |
35.65% |
| Net Profit |
12,838 |
10,980 |
16.92% |
| NPL (%) |
0.04 |
0 |
- |
| Annualized EPS (In Rs.) |
7.54 |
21.96 |
-65.65% |
| Net Worth per Share (In Rs.) |
102.50 |
135.35 |
-24.27% |
| P/E Ratio |
153.91 |
|
|
Likewise,
Civil Laghubitta Bittiya Sanstha (CLBSL) has stated increment in net profit by 36.51% in the second quarter of the current fiscal year 2074/75.
As per the unaudited report published yesterday, the microfinance has stated that its net profit increased to Rs 46.02 lakh in Q2 of the current fiscal year from Rs 33.71 lakh in the corresponding quarter of the previous fiscal year 2073/74.
Its deposit collection reached to Rs 13.52 crore where the microfinance floated loans of Rs 46.64 crore.
It has paid up capital of Rs 10.50 crore with Rs 1.22 crore in reserve.
It has reduced its NPL to 0.86% from 1.07% of the corresponding quarter of previous FY.
Its Earning per Share (EPS) has increased by 30.01% to Rs 8.77 from Rs 6.74 of the corresponding quarter of previous FY. Its net worth per share stands at Rs 111.63 while its P/E Ratio is at 100.91 times.
Major Highlights:
| Particulars (In Rs '000) |
CLBSL |
| Q2 2074/75 |
Q2 2073/74 |
Difference |
| Paid Up Capital |
105,000 |
100,000 |
5.00% |
| Reserve & Surplus |
12,211 |
7,129 |
71.30% |
| Deposits |
135,245 |
77,164 |
75.27% |
| Borrowings |
220,664 |
120,000 |
83.89% |
| Loans & Advances |
466,395 |
408,270 |
14.24% |
| Net Interest Income |
21,575 |
16,917 |
27.53% |
| Provision for possible losses |
1,929 |
1,147 |
68.22% |
| Operating Profit |
7,231 |
5,297 |
36.51% |
| Net Profit |
4,602 |
3,371 |
36.51% |
| NPL (%) |
0.86 |
1.07 |
-19.63% |
| Annualized EPS (In Rs.) |
8.77 |
6.74 |
30.01% |
| Net Worth per Share (In Rs.) |
111.63 |
107.13 |
4.20% |
| P/E Ratio |
100.91 |
|
|
Similarly,
Laxmi Laghubitta Bittiya Sanstha Limited (LLBS) has shown decrease in its net profit by 14.10% in the second quarter of the current fiscal year 2074/75.
As per the unaudited report published yesterday, the microfinance has stated that its net profit diminished to Rs 4.46 crore in Q2 of the current fiscal year from Rs 5.19 crore in the corresponding quarter of the previous fiscal year.
Its provision for possible losses has risen to Rs 98.33 lakh which is an increment by 87.65%.
Its deposit collection reached to Rs 79.66 crore where the microfinance floated loans of Rs 2.43 arba .
It has paid up capital of Rs 24.20 crore with Rs 15.61 crore in reserve.
Its NPL stands at 1.13%
Its Earning per Share (EPS) stands at Rs 36.83 where net worth per share stands at Rs 164.50. It has P/E ratio of 34.48 times.
Major Highlights:
| Particulars (In Rs '000) |
LLBS |
| Q2 2074/75 |
Q2 2073/74 |
Difference |
| Paid Up Capital |
242,000 |
220,000 |
10.00% |
| Reserve & Surplus |
156,101 |
114,328 |
36.54% |
| Deposits |
796,646 |
522,810 |
52.38% |
| Borrowings |
1,506,518 |
1,092,227 |
37.93% |
| Loans & Advances |
2,430,761 |
1,764,343 |
37.77% |
| Net Interest Income |
117,410 |
115,832 |
1.36% |
| Provision for possible losses |
9,833 |
5,240 |
87.65% |
| Operating Profit |
68,727 |
80,849 |
-14.99% |
| Net Profit |
44,564 |
51,880 |
-14.10% |
| NPL (%) |
1.13 |
0.34 |
232.35% |
| Annualized EPS (In Rs.) |
36.83 |
47.16 |
-21.91% |
| Net Worth per Share (In Rs.) |
164.50 |
151.97 |
8.25% |
| P/E Ratio |
34.48 |
|
|
