Rastriya Banijya Bank reports fall in major indicators for Q1 of 2076/77; Net profit at Rs 1.12 arba
Sun, Nov 17, 2019 5:13 PM on Financial Analysis, Latest, Stock Market,
Rastriya Banijya Bank Limited (RBB) has reported 0.76% rise in the net profit in the first quarter of the fiscal year 2076/77.
The bank’s profit has increased from Rs 1.11 arba in the first quarter of the fiscal year 2075/76 to Rs 1.12 arba in the first quarter of the fiscal year 2076/77.
The bank’s deposit falls by 1.40% to Rs 1.87 kharba and loans and advances have also decreased by 0.78% to Rs 1.43 kharba in the first quarter.
The net interest income of the bank has decreased to Rs 2.26 arba from Rs 2.60 arba in the corresponding quarter.
The bank’s paid up capital stands at Rs 9 arba with Rs 13.71 arba as its reserve as of the first quarter of FY 2076/77.
The Non-Performing Loan (NPL) has decreased to 3.5% from 3.83%.
In the first quarter, the annualized EPS of the bank stands at Rs 50.09, an increase from Rs 49.71.
Major Indicators
| Particulars (In Rs '000) | RBB | ||
|---|---|---|---|
| Q1 2076/77 | Q4 2075/76 | Difference | |
| Paid Up Capital | 9,004,796 | 9,004,796 | 0.00% |
| Retained Earnings | 2,107,154 | 800,941 | 163.08% |
| Reserves | 13,717,127 | 13,736,754 | -0.14% |
| Deposits from Customers | 187,369,477 | 190,031,472 | -1.40% |
| Loans & Advances to customers | 143,333,179 | 144,454,645 | -0.78% |
| Q1 2076/77 | Q1 2075/76 | ||
| Net Interest Income | 2,267,891 | 2,606,448 | -12.99% |
| Impairment Charge/(Reversal) | -159,231 | 251,697 | -163.26% |
| Personnel Expenses | 848,137 | 850,163 | -0.24% |
| Operating Profit | 1,608,437 | 1,585,566 | 1.44% |
| Profit/(Loss) for the Year | 1,127,537 | 1,119,074 | 0.76% |
| Total Comprehensive Income | 1,127,537 | 1,119,074 | 0.76% |
| Capital Adequacy Ratio (CAR) | 13.95 | 13.75 | 1.45% |
| NPL | 3.5 | 3.83 | -8.62% |
| CCD (as per NRB Directives) | 71.97 | 67.87 | 6.04% |
| Cost of Fund (%) | 3.97 | 2.74 | 44.89% |
| Base Rate (%) | 6.6 | 6.33 | 4.27% |
| Annualized EPS (In Rs.) | 50.09 | 49.71 | 0.76% |
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