Nepal Investment Bank Limited (NIB) has posted rise in net profit of 15.49% in the second quarter of the current fiscal year 2074/75.
As per the unaudited report published today, the commercial bank has stated that its net profit rise to Rs 1.83 arba in Q2 of the fiscal year 2074/75 from Rs 1.58 arba in the corresponding quarter of the previous fiscal year 2073/74.
Its deposit collection reached to Rs 1.29 kharba where the bank floated loans of Rs 1.13 kharba.
It has paid up capital of Rs 10.62 arba with Rs 9.91 arba in reserve.
Its NPL stands at 1.12%.
Its Earning per Share (EPS) stands at Rs 34.45 where net worth per share stands at Rs 193.28. It has P/E ratio of 19.07 times.
Major Highlights:
| Particulars (In Rs '000) |
NIB |
| Q2 2074/75 |
Q2 2073/74 |
Difference |
| Paid Up Capital |
10,626,436 |
8,706,612 |
22.05% |
| Reserve & Surplus |
9,911,933 |
9,166,107 |
8.14% |
| Deposits |
129,845,324 |
116,607,705 |
11.35% |
| Borrowings |
1,438,272 |
255,409 |
463.13% |
| Loans & Advances |
113,671,155 |
96,709,906 |
17.54% |
| Net Interest Income |
2,685,628 |
2,322,441 |
15.64% |
| Provision for possible losses |
461,119 |
280,214 |
64.56% |
| Operating Profit |
2,446,440 |
2,324,489 |
5.25% |
| Net Profit |
1,830,485 |
1,584,968 |
15.49% |
| NPL (%) |
1.12 |
0.7 |
60.00% |
| Annualized EPS (In Rs.) |
34.45 |
36.41 |
-5.37% |
| Net Worth per Share (In Rs.) |
193.28 |
205.28 |
-5.85% |
| P/E Ratio (In times) |
19.07 |
19.64 |
-2.90% |
Janata Bank Nepal Limited (JBNL) has also stated impressive increment in net profit of 68.42% in the second quarter of the current fiscal year 2074/75.
As per the unaudited report published today, the commercial bank has stated that its net profit increased to Rs 27.17 crore in Q2 of the fiscal year 2074/75 from Rs 16.13 crore in the corresponding quarter of the previous fiscal year 2073/74.
Its deposit collection reached to Rs 52.80 arba where the bank floated loans of Rs 48.69 arba.
It has paid up capital of Rs 8.01 arba with Rs 1.06 arba in reserve.
Its NPL stands at 2.65%.
Its Earning per Share (EPS) stands at Rs 6.79 where net worth per share stands at Rs 113.33. It has P/E ratio of 28 times.
Major Highlights:
| Particulars (In Rs '000) |
JBNL |
| Q2 2074/75 |
Q2 2073/74 |
Difference |
| Paid Up Capital |
8,000,788 |
2,307,200 |
246.77% |
| Reserve & Surplus |
1,066,878 |
332,354 |
221.01% |
| Deposits |
52,801,374 |
25,564,136 |
106.54% |
| Borrowings |
427,706 |
718,164 |
-40.44% |
| Loans & Advances |
48,691,783 |
22,978,929 |
111.90% |
| Net Interest Income |
972,818 |
407,792 |
138.56% |
| Provision for possible losses |
412,237 |
149,905 |
175.00% |
| Operating Profit |
226,287 |
159,340 |
42.02% |
| Net Profit |
271,739 |
161,348 |
68.42% |
| NPL (%) |
2.65 |
2.57 |
3.11% |
| Annualized EPS (In Rs.) |
6.79 |
13.99 |
-51.43% |
| Net Worth per Share (In Rs.) |
113.33 |
114.41 |
-0.94% |
| P/E Ratio (In times) |
28 |
|
|
Bank of Kathmandu Limited (BOK) has shown diminish in net profit by 8.29% in the second quarter of the current fiscal year 2074/75.
As per the unaudited report published today, the commercial bank has stated that its net profit diminished to Rs 55.15 crore in Q2 of the fiscal year 2074/75 from Rs 60.14 crore in the corresponding quarter of the previous fiscal year 2073/74.
Its deposit collection reached to Rs 70.43 arba where the bank floated loans of Rs 64.66 arba.
It has paid up capital of Rs 6.24 arba with Rs 4.89 arba in reserve.
Its NPL stands at 1.86%.
Its Earning per Share (EPS) stands at Rs 17.66 where net worth per share stands at Rs 178.42. It has P/E ratio of 23.21 times.
Major Highlights:
| Particulars (In Rs '000) |
BOK |
| Q2 2074/75 |
Q2 2073/74 |
Difference |
| Paid Up Capital |
6,245,383 |
5,629,576 |
10.94% |
| Reserve & Surplus |
4,897,507 |
2,752,621 |
77.92% |
| Deposits |
70,439,860 |
70,000,723 |
0.63% |
| Borrowings |
246,857 |
1,294,400 |
-80.93% |
| Loans & Advances |
64,669,423 |
62,788,945 |
2.99% |
| Net Interest Income |
1,305,207 |
1,309,832 |
-0.35% |
| Provision for possible losses |
235,966 |
154,775 |
52.46% |
| Operating Profit |
756,763 |
865,998 |
-12.61% |
| Net Profit |
551,579 |
601,447 |
-8.29% |
| NPL (%) |
1.86 |
1.51 |
23.18% |
| Annualized EPS (In Rs.) |
17.66 |
21.37 |
-17.33% |
| Net Worth per Share (In Rs.) |
178.42 |
148.90 |
19.83% |
| P/E Ratio (In times) |
23.21 |
|
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