Commercial Banks Deposit Rises by 47 Arba in End of Ashad; Which Bank Has the Highest CD Ratio?
Nepal Bankers' Association (NBA) has unveiled an elaborate report on the trend of deposit and lending in the Nation's Commercial banks. This is the data reported as of Ashad end, 2079. The CD ratio till 32nd Ashad, 2079 was 86.41%.
The total deposit figure has risen by Rs. 47 billion (Arba) in the end of Ashad, and the figure stood at Rs. 4541 billion. In the fourth week of Ashad, this figure had risen by Rs. 62 billion from the week before that. In total Rs. 4433 billion worth of deposits are in local currency while the rest Rs. 109 billion is in foreign currency.
Meanwhile, the total lending has risen by Rs. 1 billion, and the total figure stood at Rs. 4175 billion. Rs. 4140 billion worth of lending has been forwarded in local currency while Rs. 35 billion is in foreign currency.
Among the commercial banks, Nabil Bank Limited (NABIL) has the highest CD ratio of 89.79% trailed by Global IME Bank Limited (GBIME) with CD ratio of 89.21%. Whereas, Prabhu Bank Limited (PRVU) reports lowest CD ratio of 78.35%.
| S.N | Bank | Deposit (in Billions) | Lending (in Billions) | CD(%) as of above date | ||||
|---|---|---|---|---|---|---|---|---|
| LCY | FCY | Total | LCY | FCY | Total | |||
| 1 | ADBL | 166.71 | 0.00 | 166.71 | 178.55 | 0.00 | 178.55 | 88.79 |
| 2 | BOK | 109.71 | 1.32 | 111.03 | 106.54 | 0.18 | 106.72 | 88.21 |
| 3 | CENTURY | 99.52 | 1.88 | 101.4 | 91.47 | 0 | 91.47 | 87.98 |
| 4 | CITIZENS | 149.38 | 5.76 | 155.14 | 135.74 | 0.03 | 135.77 | 85.20 |
| 5 | CIVIL | 94.27 | 1.77 | 96.04 | 86.91 | 0.28 | 87.18 | 85.55 |
| 6 | EBL | 170.83 | 2.57 | 173.40 | 153.69 | 0.86 | 154.55 | 86.04 |
| 7 | GLOBAL | 283.43 | 3.13 | 286.56 | 271.52 | 0.69 | 272.21 | 89.21 |
| 8 | HBL | 159.51 | 11.96 | 171.47 | 153.29 | 3.16 | 156.45 | 88.80 |
| 9 | KUMARI | 178.66 | 4.31 | 182.96 | 157.58 | 1.86 | 159.44 | 85.12 |
| 10 | LAXMI | 136.85 | 3.03 | 139.88 | 131.09 | 1.48 | 132.57 | 86.75 |
| 11 | MBL | 142.40 | 6.30 | 148.70 | 128.67 | 0.94 | 129.61 | 81.92 |
| 12 | MEGA | 154.97 | 1.51 | 156.49 | 148.99 | 1.05 | 150.04 | 87.06 |
| 13 | NABIL | 317.64 | 11.93 | 329.57 | 303.63 | 5.43 | 309.06 | 89.79 |
| 14 | NBL | 196.78 | 0.33 | 197.11 | 179.84 | 0.98 | 180.82 | 87.57 |
| 15 | NCC | 138.96 | 2.53 | 141.48 | 126.89 | 0.03 | 126.93 | 86.58 |
| 16 | NIBL | 173.37 | 12.84 | 186.21 | 163.14 | 5.02 | 168.16 | 85.14 |
| 17 | NICA | 294.53 | 0.45 | 294.98 | 268.24 | 0 | 268.24 | 86.26 |
| 18 | NMB | 182.84 | 3.56 | 186.40 | 178.54 | 3.55 | 182.09 | 85.55 |
| 19 | NSBL | 118.26 | 1.4 | 119.66 | 106.55 | 4.14 | 110.69 | 86.86 |
| 20 | PRABHU | 181.48 | 0.66 | 182.14 | 150.28 | 0.12 | 150.41 | 78.35 |
| 21 | PRIME | 163.02 | 2.35 | 165.37 | 154.87 | 0.08 | 154.95 | 87.24 |
| 22 | RBB | 256.45 | 0.19 | 256.64 | 228.65 | 0 | 228.65 | 85.89 |
| 23 | SANIMA | 155.00 | 3.88 | 158.88 | 138.91 | 1.92 | 140.83 | 85.94 |
| 24 | SBL | 195.15 | 1.33 | 196.48 | 184.66 | 1.43 | 186.09 | 87.21 |
| 25 | SCBNL | 81.29 | 20.65 | 101.95 | 88.08 | 1.51 | 89.59 | 87.44 |
| 26 | SUNRISE | 131.7 | 3.09 | 134.79 | 123.73 | 0.04 | 123.77 | 86.29 |
| Total/Avg | 4432.71 | 108.73 | 4541.44 | 4140.05 | 34.78 | 4174.84 | 86.41 | |
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