Nepal Rastra Bank (NRB) has published the financial statistics of Banks and Financial Institutions (BFIs) for FY 2075/76 till Ashad end.
As you can see in the table below, the aggregate amount of margin type loan floated by all BFIs has amounted to Rs 45.41 arba as opposed to Rs 41.12 arba last year. Out of the total margin loan for this year, Rs 35.57 arba has been floated by commercial banks, Rs 7.6 arba by development banks and Rs 2.24 arba by finance companies.
Commercial banks, being the largest loaner, lets take a closer look.
Out of the 28 commercial banks, Nepal SBI Bank (SBI) and Standard Chartered Bank (SCB) have not floated any margin type loan . Similarly, from the remaining 26 commercial banks, Nepal Bank (NBL) has floated the highest amount standing at Rs 4.7 arba followed by Citizen Bank (CZBIL) and Siddhartha Bank (SBL) at Rs 2.7 arba.
The average margin type loan for the industry stands at Rs 1.27 arba.