28% rise in net profit of Grameen Bikas Laghubitta for Q4 2075/76; Net worth per shares stands at Rs 155.18
Thu, Aug 15, 2019 3:19 PM on Financial Analysis, Latest,
Grameen Bikas Laghubitta Bittiya Sanstha Limited (GBLBS) posted an increase of 28.09% in net profits as per the Q4 report posted by the company. The net profit stands at Rs 20.53 crore as compared to Rs 16.03 crore posted previous year.
The net interest income of the company increased by 10.74% to Rs 97.09 crore till Q4.
Its deposit has increased by 17.97% to Rs 3.23 arba till Q4. Similarly, the bank has increased its credit disbursement by 14.37% to Rs 9.9 arba till Q4.
Its paid up capital stands at Rs 92.42 crore whereas its reserve stands at Rs 50.99 crore.
Its annualized EPS stands at Rs 22.22 and net worth per share stand at Rs 155.18.
Its current capital adequacy is 10.38% with cost of fund at 9.17%.
Major indicators
| Particulars (In Rs '000) | GBLBS | ||
|---|---|---|---|
| Q4 2075/76 | Q4 2074/75 | Difference | |
| Paid Up Capital | 924,216.00 | 655,000.00 | 41.10% |
| Reserve & Surplus | 509,939.00 | 300,722.00 | 69.57% |
| Deposits | 3,237,813.00 | 2,744,660.00 | 17.97% |
| Borrowings | 4,901,308.00 | 4,789,017.00 | 2.34% |
| Loans & Advances | 9,905,997.00 | 8,661,497.00 | 14.37% |
| Net Interest Income | 970,900.00 | 876,708.00 | 10.74% |
| Provision for possible losses | 106,207.00 | 124,415.00 | -14.63% |
| Operating Profit | 248,675.00 | 186,576.00 | 33.28% |
| Net Profit | 205,349.00 | 160,310.00 | 28.09% |
| Capital Adequacy (%) | 10.38 | 6.8 | 52.65% |
| NPL (%) | 4.14 | 4.38 | -5.48% |
| Cost of Fund (%) | 9.17 | 9.17 | |
| Annualized EPS (In Rs.) | 22.22 | ||
| Net Worth per Share (In Rs.) | 155.18 | ||
| PE Ratio (times) | 16.2 | ||
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