Vijaya Laghubitta’s decline in profit causes EPS to fall; Net worth stands at Rs 124.01 and P/E ratio at 51.76 times
Sun, Aug 5, 2018 2:12 AM on Financial Analysis, Latest, Stock Market,
Vijaya Laghubitta Bittiya Sanstha Limited (VLBS) has published unaudited financial report for the fourth quarter today. It has stated that net profit has significantly decreased to Rs 2.61 crore in fourth quarter of fiscal year 2074/75 from Rs 3.15 crore reported in the corresponding quarter of the previous fiscal year 2073/74.
Likewise, it extended loans of Rs 1.48 arba from Rs 87.86 crore. It has collected deposits of Rs 30.83 crore in the fourth quarter of the current fiscal year. It has paid up capital of Rs 17.71 crore with reserve of Rs 4.25 crore in Q4. Its borrowings increased to Rs 1.05 arba in the fourth quarter.
Its net interest income has significantly increased from Rs 7.87 crore in the corresponding quarter last year to Rs 9.96 crore in the fourth quarter of fiscal year 2074/75. Its operating profit has dropped to Rs 3.42 crore in Q4, from Rs 3.73 crore in corresponding quarter.
Earnings per Share (EPS) stand at Rs 14.78. The VLBS’s non-performing loan (NPL) has increased to 1.68 percent in the last quarter. Currently, Net worth per share stands at Rs 124.02..
Major Highlights:
|
Particulars (In Rs '000) |
VLBS |
||
|---|---|---|---|
|
Q4 2074/75 |
Q4 2073/74 |
Difference |
|
|
Paid Up Capital |
177,100 |
177,100 |
0.00% |
|
Reserve & Surplus |
42,522 |
16,851 |
152.34% |
|
Deposits |
308,348 |
151,910 |
102.98% |
|
Borrowings |
1,051,841 |
666,203 |
57.89% |
|
Loans & Advances |
1,480,876 |
878,698 |
68.53% |
|
Net Interest Income |
99,671 |
78,734 |
26.59% |
|
Provision for possible losses |
15,974 |
9,639 |
65.73% |
|
Operating Profit |
34,259 |
37,360 |
-8.30% |
|
Net Profit |
26,180 |
31,531 |
-16.97% |
|
NPL |
1.68 |
1.31 |
28.24% |
|
Annualized EPS (In Rs.) |
14.78 |
17.80 |
-16.97% |
|
Net Worth per Share (In Rs.) |
124.01 |
109.52 |
13.24% |
|
P/E Ratio (In times) |
51.76 |
- |
- |
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