Swabalamban Laghubitta's EPS continues to fall; Net worth also decreases to Rs. 239.04 with rise in Operating Profit in Q2 of FY 2075/76
Fri, Feb 1, 2019 9:52 AM on Financial Analysis, Latest, Stock Market,
Swabalamban Laghubitta Bittiya Sanstha (SWBBL) has posted decent growth in net profit by 5.43% to Rs 17.19 crore in the second quarter of fiscal year 2075/76 till the month of Poush.
Publishing the unaudited financial report for the second quarter today, the microfinance has stated that its operating profit has also increased by 5.73% to Rs 26.91 crore in Q2 from Rs 25.46 crore in the corresponding quarter of the last fiscal year.
The microfinance’s borrowing stands at Rs 4.02 arba and has collected Rs 6.58 arba in deposits.
Likewise, it has extended loans and advances of Rs 11.59 arba in Q2 of FY 2075/76 whereas in the same period last year the figure stood at Rs. 8.51 arba, which is the increment of 36.25%.
It has a paid-up capital of Rs 62.88 crore and has Rs. 87.44 crore in reserve and surplus.
Its non- performing loan (NPL) increased to 1.03 % in Q2 from 0.98 % in the corresponding quarter of the fiscal year 2074/75.
The earning per share (EPS) has decreased to Rs 54.68 in Q2 from Rs 64.83 in the previous year’s corresponding quarter. Its net worth per share stands at Rs 239.04 and P/E ratio at 15.45 times. Announcement
Major Highlights:
Particulars (In Rs '000) |
Swabalamban Laghubitta Bittiya Sanstha Limited |
||
---|---|---|---|
Q2 2075/76 |
Q2 2074/75 |
Difference |
|
Paid Up Capital |
628,888 |
503,111 |
25.00% |
Reserve & Surplus |
874,408 |
742,640 |
17.74% |
Deposits |
6,582,333 |
4,991,176 |
31.88% |
Borrowings |
4,203,059 |
3,465,502 |
21.28% |
Loans & Advances |
11,598,213 |
8,512,472 |
36.25% |
Net Interest Income |
505,263 |
421,348 |
19.92% |
Provision for possible losses |
26,075 |
17,287 |
50.84% |
Operating Profit |
269,176 |
254,599 |
5.73% |
Net Profit |
171,944 |
163,086 |
5.43% |
NPL (%) |
1.03 |
0.98 |
5.10% |
Annualized EPS (In Rs.) |
54.68 |
64.83 |
-15.65% |
Net Worth per Share (In Rs.) |
239.04 |
247.61 |
-3.46% |
P/E ratio |
15.45 |