See the major financial highlights of Guheswori Merchant and Janaki Finance based on the first quarter report
Thu, Nov 1, 2018 2:32 PM on Financial Analysis, Latest, Stock Market,
Guheswori Merchant Banking and Finance Company Limited (GMFIL) has registered a net profit rise of 2.20% in the first quarter of the FY 2075/76.
According to the unaudited financial report published by the finance today, its net profit has increased to Rs 1.15 crore in first quarter, from Rs 1.12 crore in the corresponding quarter of the previous fiscal year.
GMFIL’s net interest income has risen to Rs 3.41 crore in Q1 as compared to Rs 2.51 crore in the corresponding quarter of the last fiscal year.
As of Q1, it has a paid up capital of Rs 80 crore with a reserve of Rs 12.95 crore.
The bank also collected deposits of Rs 3.15 arba in Q1, increased from Rs 2.52 arba in the corresponding period last year. Likewise, it has extended loans and advances of Rs. 2.72 arba in Q1 whereas in the same period last year, the figure stood at Rs 2.14 arba. The NPL of the company has increased to 0.25% from 0.27% in the corresponding quarter of previous year.
GMFIL’s annualized Earnings per Share (EPS) stands at Rs 5.77, net worth per share at Rs 116.19 and P/E ratio at 22.18 times.
Major Highlights:
|
Particulars (In Rs '000) |
GMFIL |
||
|---|---|---|---|
|
Q1 2075/76 |
Q1 2074/75 |
Difference |
|
|
Paid Up Capital |
800,000 |
493,482 |
62.11% |
|
Reserve & Surplus |
129,541 |
222,882 |
-41.88% |
|
Deposits |
3,158,765 |
2,524,017 |
25.15% |
|
Borrowings |
50,000 |
36,250 |
- |
|
Loans & Advances |
2,726,148 |
2,148,769 |
26.87% |
|
Net Interest Income |
34,130 |
25,166 |
35.62% |
|
Provision for possible losses |
12,122 |
6,367 |
90.39% |
|
Operating Profit |
17,922 |
10,287 |
74.22% |
|
Net Profit |
11,544 |
11,296 |
2.20% |
|
NPL (%) |
0.25 |
0.27 |
-7.41% |
|
Annualized EPS (In Rs.) |
5.77 |
9.16 |
-36.96% |
|
Net Worth per Share (In Rs.) |
116.19 |
145.17 |
-19.96% |
|
P/E Ratio (In times) |
22.18 |
|
|
Janaki Finance Limited (JFL) has registered a massive rise in profit by 210.96% percent in the first quarter (Q1) of the fiscal year 2075/76.
As per the report published by the finance company today, its net profit has increased to Rs 86 lakh in the first quarter from Rs 27.66 lakh in the corresponding quarter.
Janaki finance has paid up capital of Rs 49.21 crore. Its reserve and surplus has decreased by 40.11 % to Rs 17.93 crore in Q1.
JFL has deposit collection of Rs 1.73 arba whereas it has floated loans and advances of Rs 1.74 arba. It has NPL of 4.68%.
The finance company annualized earning per share (EPS) stand at Rs 6.99, net worth per share is at Rs 136.43 and P/E ratio is at 25.61 times.
Major Highlights:
|
Particulars (In Rs '000) |
JFL |
||
|---|---|---|---|
|
Q1 2075/76 |
Q1 2074/75 |
Difference |
|
|
Paid Up Capital |
492,140 |
341,859 |
43.96% |
|
Reserve & Surplus |
179,307 |
299,384 |
-40.11% |
|
Deposits |
1,731,334 |
1,432,741 |
20.84% |
|
Borrowings |
- |
- |
- |
|
Loans & Advances |
1,744,097 |
1,364,402 |
27.83% |
|
Net Interest Income |
24,721 |
5,778 |
327.87% |
|
Provision for possible losses |
27,034 |
- |
- |
|
Operating Profit |
-2,607 |
3,878 |
-167.22% |
|
Net Profit |
8,600 |
2,766 |
210.96% |
|
NPL (%) |
4.68 |
6.99 |
-33.05% |
|
Annualized EPS (In Rs.) |
6.99 |
3.24 |
116.01% |
|
Net Worth per Share (In Rs.) |
136.43 |
187.58 |
-27.26% |
|
P/E Ratio (In times) |
25.61 |
|
|
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