See the major financial highlights of Aarambha Microfinance and Support Microfinance based on the fourth quarter report

Thu, Aug 9, 2018 2:03 AM on Financial Analysis, Latest, Stock Market,

Aarambha Microfinance Bittiya Sanstha Limited (AMFI) has published its unaudited financial report for Q4 of the FY 2074/75 registering huge increment in the net profit.

The microfinance had net profit of Rs 6.19 lakh in the corresponding quarter of the previous year which has surged by 224.55% to Rs 20.10 lakh in the fiscal year 2074/75.

It has collected Rs 10.35 crore as deposits and floated loans of Rs 35.73 crore. It has borrowings worth Rs 31.12 crore in the fourth quarter of the FY 2074/75.

The paid up capital of the company is Rs 6 crore and it has negative reserve of Rs 35.46 lakh.

Its annualized EPS is Rs 3.35 and net worth per share is Rs 94.09 while the P/E ratio stands at 173.69 times.

Major Highlights:

Particulars (In Rs '000)

AMFI

Q4 2074/75

Q4 2073/74

Difference

Paid Up Capital

60,000

29,780

101.48%

Reserve & Surplus

(3,546)

(5,557)

-36.18%

Deposits

103,520

39,802

160.09%

Borrowings

311,283

283,211

-

Loans & Advances

357,399

290,622

22.98%

Net Interest Income

26,005

15,395

68.92%

Provision for possible losses

1,056

2,437

-56.69%

Operating Profit

2,211

418

428.50%

Net Profit

2,010

619

224.55%

NPL

2.10

0.10

2000.00%

Annualized EPS (In Rs.)

3.35

2.08

61.09%

Net Worth per Share (In Rs.)

94.09

81.34

15.67%

P/E Ratio (In times)

173.69

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Support Microfinance Bittiya Sanstha Limited (SMB)
has published its unaudited financial report for Q4 of the FY 2074/75 with the Rs 22.68 lakh as net profit in the quarter.

The microfinance had net profit of Rs 48.04 lakh in the corresponding quarter of the previous year which has decreased by 52.79% to Rs 22.68 lakh in the fiscal year 2074/75.

It has collected Rs 7.03 crore as deposits and floated loans of Rs 39.79 crore. It has borrowings worth Rs 30.97 crore in the fourth quarter of the FY 2074/75.

The paid up capital of the company is Rs 6 crore and it has reserve of Rs 9.28 lakh.

Its annualized EPS is Rs 3.78 and net worth per share is Rs 101.55 while the P/E ratio stands at 216.14 times.

Major Highlights:

Particulars (In Rs '000)

SMB

Q4 2074/75

Q4 2073/74

Difference

Paid Up Capital

60,000

42,000

42.86%

Reserve & Surplus

928

3,119

-70.27%

Deposits

70,382

29,741

136.65%

Borrowings

309,772

235,203

31.70%

Loans & Advances

397,996

265,699

49.79%

Net Interest Income

25,516

22,607

12.87%

Provision for possible losses

4,441

1,819

144.11%

Operating Profit

3,564

5,792

-38.47%

Net Profit

2,268

4,804

-52.79%

NPL

1.79

0.82

118.29%

Annualized EPS (In Rs.)

3.78

11.44

-66.95%

Net Worth per Share (In Rs.)

101.55

107.43

-5.47%

P/E Ratio (In times)

216.14

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