See the financial highlights third quarter report of Deva Bikas Bank, Kamana Sewa Bikas Bank and Sahayogi Bikas Bank.
Fri, Apr 27, 2018 4:24 AM on Financial Analysis, Latest, Stock Market,

Deva Bikas Bank Limited (DBBL) has registered a meager rise of 1.66% in its net profit in the third quarter (Q3) of the current fiscal year 2074/75.
According to the unaudited financial report published by the development bank today, its net profit has surged to Rs 20.23 crore in third quarter, up from Rs 19.90 crore in the corresponding quarter of the last fiscal year 2073/74. The operating profit increased to Rs 31.98 crore from Rs 31.40 crore as compared to the corresponding quarter of last fiscal year.
DBBL’s net interest income has risen to Rs 48.21 crore in the third quarter as compared to Rs 39.70 crore in the corresponding quarter. Its deposits collection reached Rs 13.95 arba in Q3 from only Rs 9.81 arba in the corresponding period last year.
Likewise, it has extended loans and advances of Rs 12.62 arba in Q3 whereas in the same period last year, the figure stood at Rs 8.77 arba.
Its non-performing loan has also inclined to 3.01 percent in Q3 from 1.39 percent in the previous year’s report.
Annualized Earning per share (EPS) of DBBL stands at Rs 16.52 and net worth per share is at Rs 140.57.
Its paid up capital and reserves remains at Rs 1.63 arba and Rs 66.25 crore respectively.
Major Highlights:
Particulars (In Rs '000) |
DBBL |
||
---|---|---|---|
Q3 2074/75 |
Q3 2073/74 |
Difference |
|
Paid Up Capital |
1,633,277 |
1,383,223 |
18.08% |
Reserve & Surplus |
662,544 |
349,423 |
89.61% |
Deposits |
13,952,186 |
9,818,396 |
42.10% |
Borrowings |
- |
- |
- |
Loans & Advances |
12,623,898 |
8,777,349 |
43.82% |
Net Interest Income |
482,144 |
397,053 |
21.43% |
Provision for possible losses |
50,963 |
(6,945) |
- |
Operating Profit |
319,868 |
314,022 |
1.86% |
Net Profit |
202,366 |
199,058 |
1.66% |
NPL (%) |
3.01 |
1.39 |
116.55% |
Annualized EPS (In Rs.) |
16.52 |
19.19 |
-13.90% |
Net Worth per Share (In Rs.) |
140.57 |
125.26 |
12.22% |
P/E Ratio (In times) |
8.66 |
- |
- |
Kamana Sewa Bikas Bank has registered 57.62 percent incline in net profit in the third quarter of the current fiscal year 2074/75. Its net profit has increased to Rs 22.81 crore in third quarter from Rs 14.47 crore in the corresponding quarter of the fiscal year 2073/74.
According to the unaudited financial report published by the development bank today, Kamana Sewa Bikas Bank’s net interest income has risen to Rs 49.21 crore in Q3 as compared to Rs 30.84 crore in the corresponding quarter. It’s paid up capital remains at Rs 2.06 arba.
The development bank also amassed huge amount of deposits in the Q3 of the ongoing fiscal year. Deposits collection reached Rs 14.37 arba in Q3 from Rs 6.70 arba in the corresponding period last year.
Likewise, it has extended loans and advances of Rs 13.07 arba in Q3 of FY 2074/75 whereas in the same period last year the figure stood at Rs 6.20 arba.
Its non-performing loan has risen to 1.93 percent in Q3 up from 1.78 percent in the previous year report.
KSBBL’s earning per share (EPS) stand at Rs 14.75 , net worth per share at 151.38, and the P/E ratio at 13.83 times.
Major Highlights:
Particulars (In Rs '000) |
KSBBL |
||
---|---|---|---|
Q3 2074/75 |
Q3 2073/74 |
Difference |
|
Paid Up Capital |
2,062,770 |
804,379 |
156.44% |
Reserve & Surplus |
1,059,789 |
285,999 |
270.56% |
Deposits |
14,379,317 |
6,707,398 |
114.38% |
Borrowings |
- |
- |
- |
Loans & Advances |
13,075,623 |
6,201,283 |
110.85% |
Net Interest Income |
492,138 |
308,471 |
59.54% |
Provision for possible losses |
57,721 |
37,105 |
55.56% |
Operating Profit |
338,605 |
219,983 |
53.92% |
Net Profit |
228,153 |
144,745 |
57.62% |
NPL (%) |
1.93 |
1.78 |
8.43% |
Annualized EPS (In Rs.) |
14.75 |
23.99 |
-38.53% |
Net Worth per Share (In Rs.) |
151.38 |
135.56 |
11.67% |
P/E Ratio (In times) |
13.83 |
- |
- |
Sahayogi Vikas Bank Limited (SBBLJ) has posted adecrease in its profit in the third quarter of the fiscal year 2074/75. It has posted a slight 17.87% increase in its net profit in the third quarter of the current fiscal year 2074/75.
According to the unaudited financial report published by the development bank today, its net profit has slide down to Rs 7.63 crore in third quarter, from Rs 9.29 crore in the corresponding quarter of the last fiscal year 2073/74. The operating profit has also decreased by 40.19% to Rs 7.76 crore from Rs 12.98 crore as compared to the corresponding quarter of last fiscal year.
SBBLJ has also decreased its net interest income by 7.71% to Rs 16.47 crore. Its deposit collection has reached Rs 3.44 arba in Q3. Likewise, it has extended loans and advances of Rs 2.94 arba in Q3 whereas in the same period last year the figure stood at Rs 2.88 arba.
Its non-performing loan has inclined to 1.32 percent in Q3 from 0.56 percent in the previous year report.
Annualized Earning per share (EPS) of SBBLJ stands at Rs 19.98, net worth per share at 135.67, and P/E ratio at 10.61 times.
Major Highlights:
Particulars (In Rs '000) |
SBBLJ |
||
---|---|---|---|
Q3 2074/75 |
Q3 2073/74 |
Difference |
|
Paid Up Capital |
509,668 |
314,610 |
62.00% |
Reserve & Surplus |
181,800 |
233,846 |
-22.26% |
Deposits |
3,448,789 |
2,975,014 |
15.93% |
Borrowings |
- |
- |
- |
Loans & Advances |
2,945,151 |
2,880,334 |
2.25% |
Net Interest Income |
164,771 |
178,532 |
-7.71% |
Provision for possible losses |
53,482 |
30,024 |
78.13% |
Operating Profit |
77,674 |
129,858 |
-40.19% |
Net Profit |
76,366 |
92,980 |
-17.87% |
NPL (%) |
1.32 |
0.56 |
135.71% |
Annualized EPS (In Rs.) |
19.98 |
39.41 |
-49.30% |
Net Worth per Share (In Rs.) |
135.67 |
174.33 |
-22.18% |
P/E Ratio (In times) |
10.61 |
- |
- |