See the financial highlights from the first quarter reports of five non-listed microfinance companies

Guras Laghubitta Bittiya Sanstha has published the unaudited quarterly report for the first quarter of FY 75/76. The paid up capital of the non-listed microfinance company stands at Rs.4.20 Crore by the end of the first quarter. The company has negative reserves of Rs.55.36 Lakhs. The borrowings stand at Rs.42.75 Crore by the end of the first quarter. The deposits stand at Rs.6.57 Crore while the loans and advances stand at Rs.48.31 Crore.

The net interest income grew from Rs.21.81 Lakhs to Rs.39.06 Lakhs by the end of the first quarter of current fiscal year. The company posted an operating loss of Rs.34.88 Lakhs and net loss of Rs.17.16 Lakhs by the end of the first quarter. The NPL grew from 0.44% in the corresponding quarter of the previous year to 2.95% by the end of the first quarter.

Another non-listed microfinance company, Manakamana Laghubitta Bittiya Sanstha, has published the first quarter report in its short period of operation. The company posted a paid up capital of Rs.4.55 Crore by the end of the first quarter. The company has a negative reserve worth Rs.52.46 Lakhs. The current borrowings of the company stand at Rs.14.51 Crore. The company also posted deposits worth Rs.2.62 Crore and loans worth Rs.18.41 Crore by the end of the first quarter.

The company earned Rs.24.51 Lakhs from net interest. The operating loss of the company stands at Rs.21.79 Lakhs while the net loss of the company stands at Rs.18.28 Lakhs by the end of the first quarter. The company posted NPL of 0% for the end of the first quarter.

Similarly, Chautari Laghubitta Bittiya Sanstha, a non-listed microfinance company, posted paid up capital worth Rs.12.60 Crore for the first quarter of FY 75/76. The company has reserves worth Rs.1.86 Crore which fell from Rs.11.20 Crore posted in the corresponding quarter of the previous year. The company has borrowings worth Rs.54.66 Crore. The company has deposits worth Rs.27.25 Crore and loans worth Rs.91.53 Crore.

The net interest income of the microfinance company stands at Rs.1.79 Crore by the end of the first quarter. The company posted operating profits worth Rs.28.23 Lakhs and net profits worth Rs.37.48 Lakhs for the end of the first quarter. The NPL grew from 0.11% to 0.43% compared to the corresponding quarter of the fiscal year.

Sajilo Laghubitta Bittiya Sanstha has published the unaudited first quarter report for FY 75/76 in its short period of operation. The paid up capital of the company stands at Rs.14 Crore by the end of the first quarter. The reserves of the company stand at Rs.55.95 Lakhs. The borrowings which were at Rs.1 Crore at the previous quarter, grew to Rs.13.84 Crore by the end of the first quarter. The deposits of the company stand at Rs.2.26 Crore while the loans and advances stand at Rs.26.90 Crore.

The company earned Rs.46.72 Lakhs from net interests. Operating profits of the company stand at Rs.12.74 lakhs while the net profits stand at Rs.16.86 Lakhs by the end of the first quarter. The company posted NPL of 0% for the end of the first quarter.

Another non-listed microfinance company, Aarthik Samriddhi Laghubitta Bittiya Sanstha, has published the unaudited quarterly report for the fiscal year 75/76. In its short period of operation, the company has posted a paid up capital worth Rs.3.06 Crore. The company currently has negative reserves worth Rs.50.78 Lakhs by the end of the first quarter. The company has borrowings worth Rs.8.39 Crore compared to borrowings of Rs.7.77 Crore posted in the previous quarter. The deposits stand at Rs.2.01 Crore while the loans and advances stand at Rs.10.39 Crore by the end of the first quarter.

The company posted net interest income of Rs.49.81 Lakhs. However, the company is currently running at loss. The operating losses of the company stand at Rs.16.23 Lakhs while the net loss stands at Rs.15.79 Lakhs. For the end of the first quarter, the company has NPL of 0.19%.