See the brief highlights of Nerude Laghubitta, Nirdhan Utthan Laghubitta and RMDC Laghubitta

Tue, Nov 6, 2018 12:02 PM on Financial Analysis, Latest, Stock Market,
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Nerude Laghubitta Bikas Bank Limited (NLBBL) has shown massive rise in net profit by 140.79% percent in the first quarter (Q1) of the fiscal year 2075/76.

Publishing the unaudited financial report for the first quarter today, the microfinance company stated that its net profit has increased to Rs 99.23 lakh in the Q1 of fiscal year 2075/76, from Rs 64.76 lakh in the corresponding period of the previous fiscal year 2074/75.

Its net interest income has also increased from Rs 7.45 crore in corresponding quarter to Rs 8.80 crore in the first quarter.

Its paid up capital remains at Rs 34.57 crore with reserve of Rs 26.87 crore in Q1.

The company has borrowings worth Rs 1.96 arba in the first quarter, which was Rs 1.68 arba in the corresponding quarter. Likewise, it has extended loans and advances of Rs 4.17 arba in Q1 whereas in the same period last year the figure stood at Rs 3.23 arba.

Its non-performing loan (NPL) has increased to 1.7% in Q1 from 1.06% in the previous year report.

Its annualized earning per share (EPS) stands at Rs 11.48, net worth per share at Rs 177.74 and the P/E ratio at 49.83 times.

Major Highlights: 

Particulars (In Rs '000)

NLBBL

Q1 2075/76

Q1 2074/75

Difference

Paid Up Capital

345,780

306,000

13.00%

Reserve & Surplus

268,796

288,655

-6.88%

Deposits

1,597,555

1,206,399

32.42%

Borrowings

1,964,670

1,680,250

16.93%

Loans & Advances

4,175,136

3,231,632

29.20%

Net Interest Income

88,092

74,546

18.17%

Provision for possible losses

9,781

10,403

-5.97%

Operating Profit

15,594

6,476

140.79%

Net Profit

9,923

4,121

140.79%

NPL (%)

1.7

1.06

60.38%

Annualized EPS (In Rs.)

11.48

5.39

113.09%

Net Worth per Share (In Rs.)

177.74

194.33

-8.54%

P/E Ratio (In times)

49.83

 

 

 

Nirdhan Utthan Bikas Bank Limited (NUBL) has published unaudited financial report for the first quarter today. It has stated that net profit has increased to Rs 15.07 crore in first quarter of fiscal year 2075/76 from Rs 12.55 crore reported in the corresponding quarter of the previous fiscal year 2074/75.

The microfinance has borrowings of Rs 7.11 arba.  Likewise, it extended loans of Rs 16.05 arba from Rs 12.88 arba. It has collected deposits of Rs 8.98 arba in the first quarter of the current fiscal year.

NUBL’s net interest income has increased from Rs 31.29 arba in the corresponding quarter first year to Rs 38.12 crore in the first quarter of fiscal year 2075/76. Its operating profit has also increased to Rs 23.34 crore in Q1, from Rs 19.28 crore in corresponding quarter. The microfinance’s non-performing loan (NPL) has increased to 1.02 percent in the current quarter.

It has paid up capital of Rs 1 arba with reserve of Rs 60 crore in Q1.

It's earning per share (EPS) stands at Rs 60.31. Currently, Net worth per share stands at Rs 274.78 and P/E ratio at 15.93 times.

Major Highlights:

Particulars (In Rs '000)

NUBL

Q1 2075/76

Q1 2074/75

Difference

Paid Up Capital

1,000,000

600,000

66.67%

Reserve & Surplus

1,747,807

1,685,750

3.68%

Deposits

8,989,976

6,676,232

34.66%

Borrowings

7,111,150

6,742,166

5.47%

Loans & Advances

16,057,060

12,887,246

24.60%

Net Interest Income

381,228

312,949

21.82%

Provision for possible losses

31,798

13,025

144.13%

Operating Profit

233,476

192,858

21.06%

Net Profit

150,783

125,516

20.13%

NPL (%)

1.02

0.42

142.86%

Annualized EPS (In Rs.)

60.31

83.68

-27.92%

Net Worth per Share (In Rs.)

274.78

380.96

-27.87%

P/E Ratio (In times)

15.93

 

 

 

RMDC Laghubitta Bittiya Sanstha Limited (RMDC) has published unaudited financial report for the first quarter today. It has stated that net profit has significantly increased to Rs 7.09 crore in first quarter of fiscal year 2075/76 from Rs 5.77 crore reported in the corresponding quarter of the previous fiscal year 2074/75 with improved Earning per Share (EPS) at Rs 35.51.

The microfinance has increased borrowings of Rs 5.90 arba. Likewise, it extended loans of Rs 7.14 arba from Rs 6 arba. It has paid up capital of Rs 79.937 crore with significant rise in reserve at Rs 1.35 arba in Q1.

RMDC’s net interest income has increased from Rs 9.46 crore in the corresponding quarter last year to Rs 11.37 crore in the first quarter of fiscal year 2075/76. Its operating profit has risen to Rs 11.15 crore in Q1, from Rs 9.07 crore in corresponding quarter.

Currently, Net worth per share stands at Rs 269.85 and P/E ratio at 18.39 times.

Major Highlights:

Particulars (In Rs '000)

RMDC

Q1 2075/76

Q1 2074/75

Difference

Paid Up Capital

799,399

726,726

10.00%

Reserve & Surplus

1,357,751

1,235,877

9.86%

Deposits

   

-

Borrowings

5,905,992

5,282,617

11.80%

Loans & Advances

7,147,537

6,004,552

19.04%

Net Interest Income

113,759

94,632

20.21%

Provision for possible losses

3,144

2,472

27.19%

Operating Profit

111,527

90,777

22.86%

Net Profit

70,972

57,767

22.86%

NPL (%)

0.0042

0

-

Annualized EPS (In Rs.)

35.51

31.80

11.69%

Net Worth per Share (In Rs.)

269.85

270.06

-0.08%

P/E Ratio (In times)

18.39