Sanima Bank Limited (SANIMA) has posted net profit of Rs 62.25 crore in the second quarter of the current fiscal year 2073/74. The net profit increased by 52.58% in Q2. The figure stood at Rs 40.80 crore in the previous year's corresponding quarter.
In the second quarter, SANIMA’s net interest income has risen to Rs 1.09 arba, up from Rs 73.67 crore in the corresponding quarter.
It also mobilized Rs 50.13 arba in deposit and Rs 46.82 arba in loan as compared to Rs 46.82 arba in deposit and Rs 33.29 arba in loan in the corresponding quarter last year.
It has a paid up capital of Rs 5.30 arba with reserve of Rs 1.41 arba.
The bank’s non-performing loan (NPL) stood at 0.01 percent, from 0.05 percent in the same period of the previous fiscal year.
Its EPS (annualized) now stands at Rs 23.65, its net worth per share is priced at Rs 126.69 and P/E ratio is at 22.80 times.
Major Highlights:
| Indicators (Rs in "000") |
FY 2073/74 Q2 |
FY 2072/73 Q2 |
Difference (%) |
| Paid Up Capital |
5,305,872.00 |
3,060,288.00 |
73.38% |
| Reserve and Surplus |
1,417,507.00 |
778,431.00 |
82.10% |
| Deposits |
50,131,059.00 |
39,096,257.00 |
28.22% |
| Loans and Advances |
46,829,720.00 |
33,290,739.00 |
40.67% |
| Net Interest Income |
1,093,085.00 |
736,728.00 |
48.37% |
| Provision |
95,911.00 |
61,239.00 |
- |
| Write Back |
2,217.00 |
9,753.00 |
- |
| Operating Profit |
958,891.00 |
627,061.00 |
52.92% |
| Net Profit |
622,555.00 |
408,025.00 |
52.58% |
| Capital Adequacy Ratio |
13.12% |
11.26% |
- |
| NPL |
0.01% |
0.05% |
- |
| Cost of Fund |
4.09% |
4.18% |
|
| CD Ratio (as per NRB) |
78.62% |
78.01% |
- |
| EPS (Annualized) |
23.65 |
26.74 |
-11.56% |
| PE Ratio |
22.80 |
25.06 |
|
| Networth Per Share |
126.69 |
125.44 |
|
