Samata Microfinance reports Rs 56.72 Lakh Net Profit; Vijaya Laghubitta’s profit decreases to Rs 1.54 crore
Wed, May 9, 2018 1:25 AM on Financial Analysis, Latest, Stock Market,
Samata Microfinance Bittiya Sansthan Limited (SMATA) has published unaudited financial report for the third quarter today. It has stated that net profit has significantly decreased to Rs 56.72 Lakh in third quarter of fiscal year 2074/75 from Rs 1.60 crore reported in the corresponding quarter of the previous fiscal year 2073/74.
Likewise, it extended loans of Rs 61.99 crore from Rs 36.90 crore. It has collected deposits of Rs 22.01 crore in the third quarter of the current fiscal year. It has paid up capital of Rs 3.79 crore with reserve of Rs 1.59 crore in Q3
Its net interest income has marginally increased from Rs 2.56 crore in the corresponding quarter last year to Rs 2.79 crore in the third quarter of fiscal year 2074/75. Its operating profit has massively dropped to Rs 36.33 lakh in Q3, from Rs 1.60 crore in corresponding quarter.
Earnings per Share (EPS) stand at Rs 19.94. The SMATA’s non-performing loan (NPL) has reduced to 0.71 percent in the current quarter. Currently, Net worth per share stands at Rs 141.94.
|
Particulars (In Rs '000) |
SMATA |
||
|---|---|---|---|
|
Q3 2074/75 |
Q3 2073/74 |
Difference |
|
|
Paid Up Capital |
37,920 |
31,600 |
20.00% |
|
Reserve & Surplus |
15,903 |
24,023 |
-33.80% |
|
Borrowings |
383,450 |
221,551 |
73.08% |
|
Deposits |
220,089 |
116,203 |
89.40% |
|
Loans & Advances |
619,961 |
368,960 |
68.03% |
|
Net Interest Income |
27,890 |
25,583 |
9.02% |
|
Provision for possible losses |
6,694 |
2,884 |
132.15% |
|
Operating Profit |
3,633 |
16,034 |
-77.34% |
|
Net Profit |
5,672 |
16,520 |
-65.67% |
|
NPL (%) |
0.71 |
1.07 |
-33.64% |
|
Annualized EPS (In Rs.) |
19.94 |
69.71 |
-71.39% |
|
Net Worth per Share (In Rs.) |
141.94 |
|
- |
|
P/E Ratio (In times) |
31.04 |
|
- |
Vijaya Laghubitta Bittiya Sanstha Limited (VLBS) has published unaudited financial report for the third quarter today. It has stated that net profit has significantly decreased to Rs 1.54 crore in third quarter of fiscal year 2074/75 from Rs 2.16 crore reported in the corresponding quarter of the previous fiscal year 2073/74.
Likewise, it extended loans of Rs 1.22 arba from Rs 76.74 crore. It has collected deposits of Rs 26.03 crore in the third quarter of the current fiscal year. It has paid up capital of Rs 17.71crore with reserve of Rs 3.23 crore in Q3.
Its net interest income has significantly increased from Rs 5.69 crore in the corresponding quarter last year to Rs 7.09 crore in the third quarter of fiscal year 2074/75. Its operating profit has massively dropped to Rs 1.69 crore in Q3, from Rs 2.88 crore in corresponding quarter.
Earnings per Share (EPS) stand at Rs 11.63. The VLBS’s non-performing loan (NPL) has increased to 2.8 percent in the current quarter. Currently, Net worth per share stands at Rs 118.22.
|
Particulars (In Rs '000) |
VLBS |
||
|---|---|---|---|
|
Q3 2074/75 |
Q3 2073/74 |
Difference |
|
|
Paid Up Capital |
177,100 |
161,000 |
10.00% |
|
Reserve & Surplus |
32,262 |
31,039 |
3.94% |
|
Borrowings |
826,011 |
633,990 |
30.29% |
|
Deposits |
260,345 |
120,769 |
115.57% |
|
Loans & Advances |
1,221,050 |
767,433 |
59.11% |
|
Net Interest Income |
70,932 |
56,943 |
24.57% |
|
Provision for possible losses |
16,906 |
7,739 |
118.45% |
|
Operating Profit |
16,870 |
28,764 |
-41.35% |
|
Net Profit |
15,441 |
21,569 |
-28.41% |
|
NPL (%) |
2.8 |
1.52 |
84.21% |
|
Annualized EPS (In Rs.) |
11.63 |
17.86 |
-34.92% |
|
Net Worth per Share (In Rs.) |
118.22 |
|
- |
|
P/E Ratio (In times) |
68.79 |
|
- |
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