Sabaiko Laghubitta Reports Rs 7.1 crore Net Profit in Q3; EPS Stands Rs 35.33
Fri, May 6, 2022 1:12 PM on Latest, Financial Analysis, Stock Market,
Sabaiko Laghubitta Bittiya Sanstha Limited has published the third-quarter report of FY 2078/2079 with a decline of 9.75% in Net Profit. As per the report published by the company, the net profit decreased to Rs. 7.1 crores as compared to Rs. 7.9 crores in the corresponding quarter of the previous year.
The borrowings of the company increased by 36.43% to Rs. 2.96 Arba which was Rs. 2.17 Arba in the corresponding quarter of the previous year. The company’s loans and advances have also increased by 46.76% to Rs. 4.55 Arba in this quarter.
The net interest income (core revenue) has increased by 31.03% to Rs. 19.1 crores compared to Rs. 14.6 crores in the corresponding quarter of the previous year.
The paid-up capital of the company increased to Rs. 27 crores in this quarter and its reserve and surplus increased by 42.09% to Rs. 13.2 crores in this quarter.
Its annualized earnings per share (EPS) stand at Rs. 35.33. The net worth per share is Rs. 149.04. The company traded at a P/E multiple of 34.11times.
Major Highlights:
|
Particulars (In Rs '000) |
Sabaiko Laghubitta Bittiya Sanstha Ltd |
||
|---|---|---|---|
|
Q3 2078/79 |
Q3 2077/78 |
Difference |
|
|
Paid Up Capital |
270,000.00 |
206,027.00 |
31.05% |
|
Reserve & Surplus |
132,399.00 |
93,180.00 |
42.09% |
|
Borrowings |
2,963,442.00 |
2,172,208.00 |
36.43% |
|
Deposits |
1,251,626.00 |
818,977.00 |
52.83% |
|
Loans & Advances |
4,551,083.00 |
3,101,087.00 |
46.76% |
|
Net Interest Income |
191,784.00 |
146,369.00 |
31.03% |
|
Staff Expenses |
110,566.00 |
71,464.00 |
54.72% |
|
Provision for possible losses |
4,680.00 |
23,989.00 |
- |
|
Operating Profit |
91,497.00 |
81,332.00 |
12.50% |
|
Write Back |
22,056.00 |
44,492.00 |
- |
|
Net Profit |
71,538.00 |
79,270.00 |
-9.75% |
|
Capital Adequacy (%) |
8.59 |
9.45 |
-9.10% |
|
NPL (%) |
1.33 |
1.61 |
- |
|
Cost of Fund (%) |
8.07 |
6.03 |
33.83% |
|
Cost to Deposit Ratio |
366.84 |
384.19 |
-4.52% |
|
EPS (In Rs.) |
35.33 |
51.30 |
-31.13% |
|
Net Worth per Share (In Rs.) |
149.04 |
145.23 |
2.62% |
|
Qtr end PE Ratio (times) |
34.11 |
- |
- |
|
Qtr End Market Price |
1205 |
- |
- |
