RSDC reported fairly stable business in Q2; EPS at Rs. 14.29
Tue, Jan 26, 2021 7:36 PM on Latest, Company Analysis,
RSDC Laghubitta Bittiya Sanstha Limited (RSDC) published the second-quarter report of FY 2077/2078 with an increment of 13.48% in Net Profit. As per the report published by the company, the net profit increased to Rs. 5.22 crores as compared to Rs. 4.60 crores in the corresponding quarter of the previous year.
The borrowings of the company increased by 12.89% to Rs. 3.43 Arba which was Rs. 3.04 Arba in the corresponding quarter of the previous year. The company’s loans and advances have also decreased by 0.85% to 3.18 Arba in this quarter.
The net interest income (core revenue) has increased by meager 1.48% to Rs. 7.94 crores compared to Rs. 7.82 crores in the corresponding quarter of the previous year.
The paid-up capital of the company increased to Rs. 73.19 crores in this quarter and its reserve and surplus stood at Rs. 11.46 crores.
Its annualized earnings per share (EPS) stands at Rs. 14.29. The net worth per share is Rs. 115.66. The company traded at a P/E multiple of 49.34 times.
Major Highlights:
|
Particulars |
RSDC Laghubitta Bittiya Sanstha Limited |
||
|---|---|---|---|
|
Q2, 2077/2078 |
Q2, 2076/2077 |
Difference |
|
|
Paid-Up Capital |
731,960.00 |
671,523.00 |
9.00% |
|
Reserve & Surplus |
114,649.00 |
113,777.00 |
0.77% |
|
Borrowings |
3,439,690.00 |
3,046,921.00 |
12.89% |
|
Deposits |
- |
- |
- |
|
Loans & Advances |
3,185,871.00 |
3,213,163.00 |
-0.85% |
|
Net Interest Income |
79,455.00 |
78,297.00 |
1.48% |
|
Provision for possible Losses |
12,958.00 |
7,250.00 |
- |
|
Write Back of Provision |
13,163.00 |
629.00 |
- |
|
Net Profit |
52,297.00 |
46,084.00 |
13.48% |
|
Capital Adequacy (%) |
20.26% |
24.02% |
- |
|
NPL (%) |
0.64% |
0.19% |
- |
|
Cost of fund (%) |
5.16% |
10.81% |
- |
|
EPS (Rs.) |
14.29 |
13.73 |
- |
|
Net worth per share (Rs.) |
115.66 |
116.94 |
- |
|
Qtr end PE ratio (Times) |
49.34 |
- |
- |
|
Qtr End Market Price |
705 |
- |
- |
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