RSDC Laghubitta reports 22.94% growth in Net Profit in the fourth quarter; EPS stands at Rs. 11.75
Sun, Aug 9, 2020 11:38 AM on Company Analysis, Latest,
RSDC Laghubitta Bittiya Sanstha Limited (RSDC), a wholesaler microfinance company has reported an increase in net profit of 22.94% compared to the same quarter of the previous year and stood at Rs. 7.88 Crores in fourth Quarter of FY 2076/2077.
As of Q4, RSDC Laghubitta’s borrowings stood at Rs. 2.60 Arba. It has floated loans of Rs. 2.85 Arba which same quarter of last year was Rs. 2.51 Arba. Similarly, the company has been able to increase its net interest income (Core Revenue) to Rs. 14.21 crores till Q4 of FY 2076/2077 from Rs. 12.29 crores in the corresponding quarter of the previous year.
It’s Paid-Up Capital stands at Rs. 67.15 crores with net worth per share of Rs. 121.84. However, the company’s Reserve & Surplus has decreased by (13.35%) in the same quarter and stands at Rs. 14.66 crores.
The company’s EPS stands at Rs. 11.75 and Non- performing loan (NPL) stands at 0.29% in Q4 of FY 2076/2077. Likewise, the company’ Capital Adequacy ratio (CAR) stood at 27.48%.
Major Highlights:
|
Particulars ('000) |
RSDC Laghubitta Bittiya Sanstha Ltd |
||
|---|---|---|---|
|
Q4, 2076/2077 |
Q4,2075/2076 |
Difference |
|
|
Paid-up Capital |
671,523 |
633,512 |
6.00% |
|
Reserves & Surplus |
146,628 |
169,215 |
-13.35% |
|
Deposits |
- |
- |
|
|
Borrowings |
2,606,988 |
1,809,245 |
44.09% |
|
Loans & Advances |
2,856,382 |
2,515,515 |
13.55% |
|
Net Interest Income |
142,148 |
122,971 |
15.59% |
|
Staff Expenses |
12,105 |
10,429 |
16.07% |
|
Provision for possible losses |
26,065 |
20,510 |
|
|
Operating Profit |
105,111 |
95,490 |
10.08% |
|
Net Profit |
78,887 |
64,167 |
22.94% |
|
Capital Adequacy Ratio (%) |
27.48% |
32.04% |
-14.23% |
|
NPL (%) |
0.29% |
0.25% |
16.00% |
|
Cost of Fund (%) |
10.23% |
11.02% |
-7.17% |
|
EPS (Rs.) |
11.75 |
10.13 |
15.99% |
|
Net worth per share (Rs.) |
121.84 |
126.71 |
-3.84% |
|
P/E Ratio (times) |
46.14 |
33.86 |
- |
|
Qtr End Price |
542 |
343 |
- |
|
PB Ratio (times) |
4.44 |
2.7 |
- |
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