Nepal SBI Bank Profitable by Rs. 1.53 Arba in Q4 end, FY 2076/77; EPS at Rs. 17.09 and PE at 25.45 times
Fri, Aug 14, 2020 11:14 AM on Latest, Company Analysis,
Nepal SBI Bank Limited has posted a net profit of Rs 1.53 Arba and published its 4th quarter company analysis of the fiscal year 2076/77.
The bank’s profit has decreased from Rs 2.29 Arba in the fourth quarter of the fiscal year 2075/76 to Rs 1.53 Arba in the fourth quarter of the fiscal year 2076/77. In the same quarter, the bank has Rs 98.61 crores as distributable profit after PL Appropriation and Regulatory Adjustments.
The bank’s deposit from customers has increased by 12.79% and loans and advances to customers increased by 6.2%. The net interest income (core business income) of the bank has decreased by 9.68% in Q4.
The bank’s paid-up capital stands at Rs 8.95 Arba with Rs 5.78 Arba as its reserve and surplus. The Non-performing loan increased to 0.23% from 0.2%.
In the fourth quarter, the EPS of the bank stands at Rs 17.09. The net worth per share stands at Rs 164.64 and qtr end PE ratio stands at 25.45 times.
Major Highlights:
|
Particulars (In Rs) |
Nepal SBI Bank Ltd. |
||
|---|---|---|---|
|
Q4 2076/77 |
Q4 2075/76 |
Difference |
|
|
Paid Up Capital |
8,956,205,554 |
8,449,250,523 |
6.00% |
|
Share Premium |
0 |
0 |
|
|
Retained Earnings |
1,412,449,159 |
1,853,742,736 |
-23.81% |
|
Reserves |
4,376,697,426 |
3,851,456,103 |
13.64% |
|
Deposits from Customers |
110,445,872,817 |
97,924,444,003 |
12.79% |
|
Loans & Advances to Customers |
89,615,449,851 |
84,386,335,699 |
6.20% |
|
Net Interest Income |
4,249,760,521 |
4,705,083,386 |
-9.68% |
|
Net Fee and Commission Income |
785,440,886 |
903,718,028 |
-13.09% |
|
Impairment Charge/(Reversal) |
272,339,764 |
146,616,791 |
- |
|
Personnel Expenses |
1,883,620,181 |
1,618,605,900 |
16.37% |
|
Operating Profit |
2,196,218,975 |
3,123,892,733 |
-29.70% |
|
Profit/(Loss) for the Year |
1,530,779,881 |
2,292,524,396 |
-33.23% |
|
Total Comprehensive Income |
1,563,096,357 |
2,221,564,294 |
-29.64% |
|
Distributable Profit/ (Loss) after P/L Appropriation and Regulatory Adjustments |
986,118,569 |
- |
- |
|
Capital Adequacy Ratio (CAR) |
15.44 |
14.42 |
7.07% |
|
NPL |
0.23 |
0.2 |
15.00% |
|
CCD (as per NRB Directives) |
63.2 |
74.38 |
-15.03% |
|
Cost of Fund (%) |
6.85 |
6.51 |
5.22% |
|
Base Rate (%) |
9.25 |
9.73 |
-4.93% |
|
EPS (In Rs.) |
17.09 |
27.13 |
-37.01% |
|
Net Worth per Share (In Rs.) |
164.64 |
167.52 |
-1.72% |
|
Qtr End PE Ratio (times) |
25.45 |
- |
- |
|
Qtr End Market Price* |
435 |
- |
- |
|
Price to Book (PB Ratio) |
2.64 |
- |
- |
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