National Microfinance earns Rs 8.57 crore in the last quarter; Borrowings of Rs 1.68 arba made in the period
Sun, Jul 22, 2018 1:32 AM on Financial Analysis, Latest, Stock Market,
National Microfinance Bittiya Sanstha Limited (NMFBS) has shown a decent rise in net profit by 18.93 percent in the fourth quarter (Q4) of the fiscal year 2074/75.
Publishing the unaudited financial report for the last quarter today, the microfinance company stated that its net profit rose to Rs 8.57 crore in the Q4 of current fiscal year 2074/75, up from Rs 7.21 crore in the corresponding period of the previous fiscal year 2073/74.
Its net interest income has also risen to Rs 17.23 crore from Rs 14.01 crore in the corresponding fourth quarter.
It’s paid up capital remains at Rs 12.03 crore with reserve of Rs 17.10 crore in Q4.
The company has borrowings of Rs 1.68 arba in the fourth quarter, up from Rs 1.35 arba in the corresponding quarter. Likewise, it has extended loans and advances of Rs 2.41 arba in Q4 whereas in the same period last year the figure stood at Rs 1.62 arba.
Its non-performing loan (NPL) has increased to 0.92% in Q4 from 0.47 % in the previous year report.
Its annualized earning per share (EPS) stands at Rs 71.26, net worth per share at Rs 242.08 and the P/E ratio at 31.84 times.
Major Highlights:
|
Particulars (In Rs '000) |
NMFBS |
||
|---|---|---|---|
|
Q4 2074/75 |
Q4 2073/74 |
Difference |
|
|
Paid Up Capital |
120,356 |
100,000 |
20.36% |
|
Reserve & Surplus |
171,003 |
120,245 |
42.21% |
|
Deposits |
745,834 |
326,060 |
128.74% |
|
Borrowings |
1,683,143 |
1,358,024 |
23.94% |
|
Loans & Advances |
2,417,061 |
1,624,651 |
48.77% |
|
Net Interest Income |
172,386 |
140,121 |
23.03% |
|
Provision for possible losses |
15,207 |
6,967 |
118.27% |
|
Operating Profit |
134,771 |
113,318 |
18.93% |
|
Net Profit |
85,763 |
72,111 |
18.93% |
|
NPL (%) |
0.92 |
0.47 |
95.74% |
|
Annualized EPS (In Rs.) |
71.26 |
72.11 |
-1.18% |
|
Net Worth per Share (In Rs.) |
242.08 |
220.25 |
9.91% |
|
P/E Ratio (In times) |
31.84 |
- |
- |
