Mahila Laghubitta's Q4 Highlights: Net Profit Rises by 61.43%; Cost of Fund Doubled and EPS at Impressive Rs 101.76
Tue, Aug 2, 2022 5:29 AM on Financial Analysis, Latest,
Mahila Laghubitta Bittiya Sanstha Limited (MLBSL) published the fourth-quarter report of FY 2078/2079 with an outstanding rise in net profit by 61.43%. As per the report published by the company, the net profit increased to Rs. 15 crores as compared to Rs. 9.29 crore in the corresponding quarter of the previous year.
The borrowings of the company increased by 23.53% to Rs. 2.77 Arba which was Rs. 2.24 Arba in the corresponding quarter of the previous year. The deposits of the company increased by 44.38% to Rs 1.34 arba. The company’s loans and advances have also increased by a satisfactory 33.23% to 4.44 Arba in this quarter.
The net interest income (core revenue) has increased by 15.90% to Rs. 27.87 crores compared to Rs. 24.04 crores in the corresponding quarter of the previous year.
The provision of possible losses stands at Rs 12.35 crores whereas at the same time company is able to write back Rs 15.14 crores.
The paid-up capital of the company stood at Rs. 14.75 crores in this quarter and its reserve and surplus stood at Rs. 29.83 crores.
The company NPL increased to 1.91% from 1.71%.
Its earnings per share (EPS) stand at Rs. 101.76. The net worth per share is Rs. 302.26. The company traded at a P/E multiple of 33.79 times.
Major Highlights:
|
Mahila Laghubitta | |||
|---|---|---|---|---|
| Q4 2078/79 | Q4 2077/78 | Difference | ||
| Paid Up Capital | 147,500 | 100,000 | 47.50% | |
| Reserve & Surplus | 298,340 | 220,896 | 35.06% | |
| Borrowings | 2,775,626 | 2,246,874 | 23.53% | |
| Deposits | 1,340,020 | 928,090 | 44.38% | |
| Loans & Advances | 4,445,648 | 3,336,785 | 33.23% | |
| Net Interest Income | 278,726 | 240,484 | 15.90% | |
| Staff Expenses | 126,992 | 91,049 | 39.48% | |
| Provision for possible losses | 123,549 | 100,022 | 23.52% | |
| Operating Profit | 86,187 | 106,085 | -18.76% | |
| Write Back | 151,429 | 41,506 | - | |
| Net Profit | 150,099 | 92,983 | 61.43% | |
| Capital Adequacy (%) | 9.75 | 10.17 | -4.13% | |
| NPL (%) | 1.91 | 1.71 | - | |
| Cost of Fund (%) | 11.62 | 5.92 | 96.28% | |
| EPS (In Rs.) | 101.76 | 92.98 | 9.44% | |
| Net Worth per Share (In Rs.) | 302.26 | 321 | -5.81% | |
| Qtr end PE Ratio (times) | 33.79 | - | - | |
| Qtr End Market Price | 3439 | - | - | |
