Look at the performance of Janaki Finance and Srijana Finance in Q1 of 2076/77!

Mon, Nov 18, 2019 3:44 PM on Financial Analysis, Latest, Stock Market,

Janaki Finance Limited (JFL) has earned Rs 1.42 crore till the first quarter for the fiscal year 2076/77 whereas last corresponding year finance’s profit was at Rs 1.45 crore at the same time.

Janaki finance has paid-up capital of Rs 49.21 crore. Its reserve and surplus have increased to Rs 13.97 crore in Q1.

JFL has a deposit collection of Rs 2.18 arba whereas it has floated loans and advances of Rs 2.18 arba. It has NPL of 3.6%. The net interest income was reported at Rs.4.68 Crore which was Rs.3.40 Crore in the corresponding quarter of the previous year.

The finance company annualized earning per share (EPS) stands at Rs 11.54, net worth per share is at Rs 174.67 and the P/E ratio is at 16.98 times.

First Quarter Report

Srijana Finance Limited (SFFIL) has registered a profit of Rs 27.58 lakh in the first quarter (Q1) of the fiscal year 2076/77.

According to the unaudited financial report published by the finance company today, its net profit has decreased to Rs 27.58 lakh in the first quarter from net profit of Rs 53.70 lakh in the corresponding quarter of the last fiscal year 2075/76.

Srijana Finance’s net interest income has increased to Rs 5.20 crore in the first quarter as compared to Rs 1.59 crore in the corresponding quarter. Its paid-up capital and reserves remains at Rs 50.24 crore and Rs 14.91 crore respectively.

The finance company also amassed a huge amount of deposits in the Q1 of the current fiscal year. Deposits collection reached Rs 7.54 arba in Q1 from Rs 5.80 arba in the corresponding period last year.

Likewise, it has extended loans and advances of Rs 5.55 arba in Q1 whereas in the same period last year, the figure stood at Rs 3.96 arba.

Its non-performing loan has decreased to 1.65 percent in Q1 from 2.44 percent in the previous year’s report.

Annualized earnings per share (EPS) of SFFIL stands at Rs 2.39 and Net Worth per share is at Rs 158.99.

First Quarter Report