Laxmi Laghubitta's net profit rises by 26.78% in Q4; EPS and PE stands at Rs 45.84 and 14.42 times
Mon, Jul 29, 2019 6:24 AM on Financial Analysis, Latest,
Laxmi Laghubitta Bittiya Sanstha Limited has published its fourth quarter report for the FY 2075/76 with net profit of Rs 11.09 crore. The profit has increased by 26.78% from Rs 8.75 crore in the corresponding quarter last FY.
The deposits of the microfinance company amounts Rs 1.30 arba and the microfinance floated loans of Rs 3.56 arba till this quarter. The borrowings of the microfinance increased by 27.59% to Rs 1.92 arba from the previous year’s figure of Rs 1.50 arba.
The paid up capital of the company stands at Rs 24.20 crore with Rs 24.46 crore in the reserve and surplus.
The EPS of the microfinance company is Rs 45.84 and net worth of the company stands at Rs 201.11. The price to earnings (P/E) stands at 14.42 times.
Major Highlights:
Particulars (In Rs '000) |
Laxmi Laghubitta |
||
---|---|---|---|
Q4 2075/76 |
Q4 2074/75 |
Difference |
|
Paid Up Capital |
242,000.00 |
242,000.00 |
0.00% |
Reserve & Surplus |
244,675.00 |
137,823.00 |
77.53% |
Borrowings |
1,920,261.00 |
1,505,010.00 |
27.59% |
Deposits |
1,308,517.00 |
970,981.00 |
34.76% |
Loans & Advances |
3,562,895.00 |
2,670,194.00 |
33.43% |
Net Interest Income |
301,522.00 |
239,457.00 |
25.92% |
Staff Expenses |
148,349.00 |
111,107.00 |
33.52% |
Provision for possible losses |
25,273.00 |
16,133.00 |
- |
Operating Profit |
173,310.00 |
133,574.00 |
29.75% |
Net Profit |
110,939.00 |
87,502.00 |
26.78% |
Capital Adequacy (%) |
13.31 |
13.62 |
-2.28% |
NPL (%) |
1.26 |
0.98 |
28.57% |
Cost of Fund (%) |
10.07 |
9.66 |
4.24% |
EPS (In Rs.) |
45.84 |
36.16 |
26.78% |
Net Worth per Share (In Rs.) |
201.11 |
156.95 |
28.13% |
PE Ratio (times) |
14.42 |
- |
- |