Kamana Sewa Bikas Bank Limited Reports Decline In Net Profit In Q2? Here's Why
Tue, Jan 18, 2022 9:20 AM on Company Analysis, Latest,
Kamana Sewa Bikas Bank Limited (KSBBL) has reported impressive growth of 41.51% in Operating Profit in the second quarter for the FY 2078-79 and has reached Rs 49.09 Crores from Rs. 34.69 crore in the corresponding year.
With no Non-operating income compared to the corresponding quarter, Net Profit declined by 11.89% in this quarter.
Deposit of the bank has increased to 47.73 Arab whereas Loan and Advances have increased to 43.01 Arab which is a growth of 7.99% and 31.66% respectively over the same quarter previous year.
Bank’s Paid-up Capital and Reserve and Surplus are 3.14 Arab and 1.03 arba.
Bank’s Capital Adequacy ratio is 12.32% and NPL stood at 1.77%.
Annualized EPS stood at Rs. 21.87. Similarly, Bank’s PE ratio is 25.74 times and Networth per share is 133.02.
|
Particulars |
Kamana Sewa Bikas Bank Limited |
||
|---|---|---|---|
|
Q2, 2078/2079 |
Q2, 2077/2078 |
Difference |
|
|
Paid-Up Capital |
3,142,577.02 |
2,651,963.73 |
- |
|
Reserve & Surplus |
1,037,822.73 |
1,186,276.57 |
-12.51% |
|
Deposit from Customers |
47,732,478.97 |
44,200,605.72 |
7.99% |
|
Loans & Advances |
43,013,537.30 |
38,580,550.84 |
11.49% |
|
Net Interest Income |
905,960.77 |
688,089.71 |
31.66% |
|
Impairment Charge/(Reversal) for loans |
98,234.46 |
24,714.98 |
- |
|
Operating Profit |
490,973.93 |
346,956.63 |
41.51% |
|
Net Profit |
343,681.75 |
390,047.75 |
-11.89% |
|
Capital Adequacy (%) |
12.32% |
11.43% |
- |
|
NPL (%) |
1.77% |
1.59% |
- |
|
Cost of fund (%) |
7.24% |
6.48% |
- |
|
EPS (Rs.) |
21.87 |
29.42 |
- |
|
Net worth per share (Rs.) |
133.02 |
144.73 |
- |
|
Qtr end PE ratio (Times) |
25.74 |
- |
- |
|
Qtr End Market Price |
563 |
- |
- |
