Kalika Microcredit reports decent rise in profit of 16.26%; EPS stands at Rs 25.99 in the last quarter
Tue, Jul 24, 2018 12:44 AM on Financial Analysis, Latest, Stock Market,
Kalika Microcredit Development Bank Limited (KMCDB) has published its unaudited financial report for the fourth quarter of the fiscal year 2074/75. KMCDB has earned net profit of Rs 2.59 crore until the end of Q4 in this fiscal year 2074/75. As per its unaudited report, this is a 16.26% increase as compared to the same period last year.
KMCDB’s has seen increase in its deposits which has grown to Rs 49.90 crore. Similarly, its borrowings have increased to Rs 58.94 crore. The microfinance company has floated Rs 1.20 arba worth of loans and has set aside Rs 1.78 crore as provision for provision for possible losses.
As of Q4, KMCDB has a paid up capital of Rs 10 crore with reserve of Rs 5.73 crore. Its net worth per share is at Rs 157.32. Likewise, its annualized EPS stands Rs 25.99 and P/E Ratio stands at 52.09 times.
Major Highlights:
|
Particulars (In Rs '000) |
KMCDB |
||
|---|---|---|---|
|
Q4 2074/75 |
Q4 2073/74 |
Difference |
|
|
Paid Up Capital |
100,000 |
82,500 |
21.21% |
|
Reserve & Surplus |
57,319 |
52,738 |
8.69% |
|
Deposits |
499,017 |
321,576 |
55.18% |
|
Borrowings |
589,494 |
384,902 |
53.15% |
|
Loans & Advances |
1,205,656 |
769,036 |
56.77% |
|
Net Interest Income |
93,656 |
71,609 |
30.79% |
|
Provision for possible losses |
17,839 |
10,139 |
75.94% |
|
Operating Profit |
34,127 |
30,551 |
11.71% |
|
Net Profit |
25,993 |
22,357 |
16.26% |
|
NPL (%) |
1.64 |
1.52 |
7.89% |
|
Annualized EPS (In Rs.) |
25.99 |
27.10 |
-4.08% |
|
Net Worth per Share (In Rs.) |
157.32 |
163.92 |
-4.03% |
|
P/E Ratio (In times) |
52.09 |
- |
|
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