Kalika Laghubitta’s EPS falls to Rs 9.11 in the second quarter; Infinity Microfinance reports outstanding performance
Wed, Jan 23, 2019 8:29 AM on Financial Analysis, Latest, Stock Market,
Kalika Laghubitta Bittiya Sanstha Limited (KMCDB) has published its unaudited financial report for the second quarter of the fiscal year 2075/76. KMCDB has earned net profit of Rs 48.18 lakh until the end of Q2 in this fiscal year 2075/76. As per its unaudited report, this is a 24.81% decline as compared to the same period last year.
KMCDB’s has seen increase in its deposits which has grown to Rs 60.26 crore. Similarly, its borrowings have increased to Rs 83.55 crore. The microfinance company has floated Rs 1.53 arba worth of loans and has set aside Rs 1.42 crore as provision for provision for possible losses.
As of Q2, KMCDB has a paid up capital of Rs 10.8 crore with reserve of Rs 5.18 crore. Its net worth per share is at Rs 148.03. Likewise, its annualized EPS stands Rs 9.11 and P/E Ratio stands at 100 times.
Major Highlights:
|
Particulars (In Rs '000) |
KMCDB |
||
|---|---|---|---|
|
Q2 2075/76 |
Q2 2074/75 |
Difference |
|
|
Paid Up Capital |
108,000 |
82,500 |
30.91% |
|
Reserve & Surplus |
51,876 |
56,094 |
-7.52% |
|
Deposits |
602,654 |
424,657 |
41.92% |
|
Borrowings |
835,514 |
597,514 |
39.83% |
|
Loans & Advances |
1,530,879 |
1,009,910 |
51.59% |
|
Net Interest Income |
60,288 |
41,394 |
45.64% |
|
Provision for possible losses |
14,253 |
9,471 |
- |
|
Operating Profit |
2,781 |
10,278 |
-72.94% |
|
Net Profit |
4,918 |
6,541 |
-24.81% |
|
NPL (%) |
1.59 |
2.23 |
-28.70% |
|
Annualized EPS (In Rs.) |
9.11 |
15.86 |
-42.57% |
|
Net Worth per Share (In Rs.) |
148.03 |
167.99 |
-11.88% |
|
P/E Ratio (In times) |
100 |
- |
|
Infinity Microfinance Bittiya Sanstha Limited (IMBSL) has reported net profit of Rs 1.29 crore in the second quarter (Q2) of the FY 2075/76.
As per the unaudited report published today, net interest income has surged to Rs 3.90 crore leading its operating profit to be Rs 2.03 crore.
Its paid up capital stands at Rs 14 crore with reserve and surplus standing at Rs 1.83 crore. The microfinance has borrowing of Rs 88.64 crore while it has collected deposit of Rs 39.40 crore.It has floated loans and advances amounting to Rs 1.18 arba.
Its annualized EPS stands at Rs 18.53 and Net worth per share stands at Rs 113.07.
The microfinance company is set to issue IPO worth Rs 6 crore for the general public. The paid-up capital will reach Rs 20 crore while the promoters will be holding 70% of the total capital.
Major Highlights:
|
Particulars (In Rs '000) |
IMBSL |
||
|---|---|---|---|
|
Q2 2075/76 |
Q2 2074/75 |
Difference |
|
|
Paid Up Capital |
140,000 |
70,000 |
100.00% |
|
Reserve & Surplus |
18,302 |
(4,766) |
- |
|
Deposits |
394,075 |
102,434 |
284.71% |
|
Borrowings |
886,452 |
408,764 |
116.86% |
|
Loans & Advances |
1,187,987 |
460,429 |
158.02% |
|
Net Interest Income |
39,083 |
9,116 |
328.73% |
|
Provision for possible losses |
73,985 |
3,141 |
2255.46% |
|
Operating Profit |
20,373 |
1,945 |
947.46% |
|
Net Profit |
12,965 |
1,238 |
947.25% |
|
NPL (%) |
1.33 |
0.01 |
13200.00% |
|
Annualized EPS (In Rs.) |
18.52 |
3.54 |
423.63% |
|
Net Worth per Share (In Rs.) |
113.07 |
93.19 |
21.33% |
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