Janautthan Samudayik Lagubitta reports impressive growth in profitability in Q3; Look at the major highlights
Wed, May 12, 2021 7:51 AM on Latest, Financial Analysis,
Janautthan Samudayik Laghubitta Bittiya Sanstha Limited (JSLBB) published the third-quarter report of FY 2077/2078 with a 93.05% increment in Net Profit. As per the report published by the company, the net profit increased to Rs. 3.51 crores as compared to Rs. 1.21 crores in the corresponding quarter of the previous year.
The borrowings of the company increased by 52.63% to Rs. 1.37 arba which was Rs. 90.23 crores in the corresponding quarter of the previous year. The company’s loans and advances have also increased by 29.74% to 1.98 arba in this quarter.
The net interest income (core revenue) has increased by 55.78% to Rs. 11.80 crores compared to Rs. 7.57 crores in the corresponding quarter of the previous year.
The paid-up capital of the company stood at Rs. 7.92 crores in this quarter and its reserve and surplus stood at Rs. 12.67 crores which is an increase of 44.49% in this quarter.
Its annualized earnings per share (EPS) stands at Rs. 59.19. The net worth per share is Rs. 260.01. The company traded at a PE multiple of 75.67 times.
Note: Company has proposed 49.4% bonus shares and 2.6% cash dividend for the fiscal year 2076/77 and this agenda yet to be endorsed by the AGM and also yet to be adjusted in the quarterly report.
Major Highlights:
|
Particulars |
Janautthan Laghubitta Bittiya Sanstha Limited |
||
|---|---|---|---|
|
Q3, 2077/2078 |
Q3, 2076/2077 |
Difference |
|
|
Paid-Up Capital |
79,200.00 |
63,360.00 |
25.00% |
|
Reserve & Surplus |
126,725.13 |
87,703.93 |
44.49% |
|
Borrowings |
1,377,216.55 |
902,303.16 |
52.63% |
|
Deposits |
663,078.74 |
521,005.55 |
27.27% |
|
Loans & Advances |
1,987,885.86 |
1,532,156.11 |
29.74% |
|
Net Interest Income |
118,038.23 |
75,771.21 |
55.78% |
|
Provision for possible Losses |
56,721.70 |
33,754.57 |
- |
|
Write Back of Provision |
26,875.12 |
15,563.17 |
- |
|
Net Profit |
35,160.55 |
18,213.48 |
93.05% |
|
Capital Adequacy (%) |
10.45% |
9.92% |
- |
|
NPL (%) |
3.82% |
3.52% |
- |
|
Cost of fund (%) |
6.06% |
9.53% |
- |
|
EPS (Rs.) |
59.19 |
38.33 |
- |
|
Net worth per share (Rs.) |
260.01 |
238.42 |
- |
|
Qtr end PE ratio (Times) |
75.67 |
- |
- |
|
Qtr End Market Price |
4,479 |
- |
- |
