Ganapati Microfinance earns Rs 3.04 crore till Q4 with EPS of Rs 29.45; Net worth per share stands at Rs 116.57
Mon, Jul 29, 2019 6:42 AM on Financial Analysis, Latest,
Ganapati Laghubitta Bittiya Sanstha Limited has stated that its earned net profit of Rs 3.04 crore in fourth quarter as compared to negative Rs 27.22 lakh in the corresponding quarter of the last fiscal year 2074/75.
The microfinance company’s borrowing has increased from Rs 43.21 crore in the corresponding quarter of the previous year to Rs 58.99 crore in the fourth quarter of the fiscal year 2075/2076 and it has Rs 23.72 as deposits. Its loan and advances rises from Rs 53.51 crore in the corresponding quarter to Rs 87.75 crore.
Its net interest income has also increased to Rs 6.09 crore till Q4 up from Rs 2.36 crore compared to the corresponding quarter of the last fiscal year.
Ganapati Laghubitta’s existing paid up capital is Rs 10.35 crore. Its reserve has increased to Rs 1.71 crore from negative Rs 1.47 crore last year.
Ganapati non-performing loan has decreased to 0.69% from 0.93% as stated by the fourth quarter financial report.
Its annualized Earning Per Share (EPS) stands at Rs 29.45 and net worth per share stands at Rs 116.57.
Major Highlights:
|
Particulars (In Rs '000) |
Ganapati Microfinance |
||
|---|---|---|---|
|
Q4 2075/76 |
Q4 2074/75 |
Difference |
|
|
Paid Up Capital |
103,500.00 |
70,000.00 |
47.86% |
|
Reserve & Surplus |
17,146.67 |
-14,763.21 |
|
|
Borrowings |
589,962.89 |
432,115.69 |
36.53% |
|
Deposits |
237,234.61 |
124,978.80 |
89.82% |
|
Loans & Advances |
877,543.48 |
535,163.93 |
63.98% |
|
Net Interest Income |
60,905.88 |
23,665.50 |
157.36% |
|
Staff Expenses |
31,837.47 |
22,070.32 |
44.25% |
|
Provision for possible losses |
5,352.55 |
6,057.97 |
- |
|
Operating Profit |
37,374.48 |
-2,835.15 |
- |
|
Net Profit |
30,481.37 |
-2,722.24 |
- |
|
Capital Adequacy (%) |
14.11 |
10.67 |
32.24% |
|
NPL (%) |
0.69 |
0.93 |
-25.81% |
|
Cost of Fund (%) |
10.39 |
10.95 |
-5.11% |
|
EPS (In Rs.) |
29.45 |
-3.89 |
-
|
|
Net Worth per Share (In Rs.) |
116.57 |
78.91 |
47.72% |
|
PE Ratio (times) |
15.14 |
- |
- |
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