Fixed Return Portfolio Management Service: Nabil Invest Advertorial
Fri, Mar 25, 2022 5:40 AM on Stock Market, Latest,
Looking for the simplest, safest, and most secure investment option with zero risk? Here it is:
Everyone wants to maximize their wealth. In the run for maximizing wealth, there might be many options but the risk-taking capability of all might not be the same. Moreover, there might be some who even do not want to take even a single percentage of risk. For those who do not want to take any risk, i.e. risk-averse individuals, there is one incredible product that cascades under the Portfolio Management Service (PMS). PMS here refers to the services as provided by the investment banker under which they invest the funds on behalf of their clients in multiple areas like shares, debentures, bonds, fixed deposits, and others. Meanwhile, the Fixed Return Portfolio Management Service (FR PMS) is for risk-averse individuals.
Fixed Return Portfolio Management Service (FR PMS) is one of the simplest, safest, and most secure investment choices. Under FR PMS the client is awarded a guaranteed rate of return from the day of investment till its maturity with no risk. We invest your funds and assure guaranteed returns is granted to the investor either monthly or on a quarterly basis, depending on the mutual agreement. FR PMS is availed for a fixed time period which ranges from 3 months to 2 years normally, or even more, depending upon the product policy.
For example: If I opt for FR PMS of Rs. 1.00 Crore for the period of 1 year at the guaranteed return of 12% p.a., then I will be awarded a monthly return of Rs. 1.00 Lac* or with a quarterly return of Rs. 3.00 Lac* (TDS to be deducted as per the rule of government) *.
As returns are already fixed at the time of the Contract, this investment option seems to be the safest and most secure investment without any degree of risk. Despite any changes in the stock prices and economic indicators, the guaranteed rate of return does not vary even by a meagre percentage.
As we all know, there always exists pros and cons in everything. In this investment option, there are also some pros and cons:
|
Pros of FR PMS |
Cons of FR PMS |
|---|---|
|
Ø Fixed guaranteed rate of return Ø Zero risk level Ø Fixed term period Ø Timely return Ø Easy to avail the service Ø Safe and secured investment Ø Diversification of wealth Ø No Annual Maintenance Charge (AMC) and Performance Fee (PF) like in other PMS product |
Ø No exit option before maturity (some investment bankers offer exit options by levying fees and charges) Ø No loan facility option |
Some might be curious to know “where can one avail of this service?”
Nabil Investment Banking Limited (NI) has been providing this service. As informed by Mr Sijan Bajracharya, RM-Investment Banking, NI, they are offering a return of 11.25% p.a. for the month of Chaitra, 2078. This rate is comparatively higher (by 0.22% p.a.) than the rate offered by Commercial banks of Nepal in their fixed deposit scheme. At present, the maximum rate as offered by commercial banks stands at 11.03% p.a. in a fixed deposit scheme. Mr Bajracharya added they have been managing bulk sums of money of numerous clients under FR PMS.
