Civil Bank net profit surges by massive 126.65% to Rs 35 crore; Prabhu Bank & Machhapuchhre Bank net profit decline by 40.03% & 18.91% to Rs 86.71 crore & Rs 81.50 crore respectively
Fri, Apr 27, 2018 1:19 AM on Financial Analysis, Latest, Stock Market,
Civil Bank Limited (CBL) has posted a massive rise in net profit of 126.65% in the third quarter of the current fiscal year 2074/75.
As per the unaudited report published today, the commercial bank has stated that its net profit rose to Rs 35 crore in Q3 of the fiscal year 2074/75 from Rs 15.44 crore in the corresponding quarter of the previous fiscal year 2073/74. It has also shown incredible increase in its operating profit of 168.01% raising its profit from Rs 6.51 crore in Q3 of last fiscal year to Rs 17.46 crore in Q3 of current fiscal year.
Its deposit collection reached to Rs 36.90 arba where the bank floated loans of Rs 34.92 arba.
It has paid up capital of Rs 6.93 arba with Rs 1.90 arba in reserve.
Its Earning per Share (EPS) stands at Rs 6.73 where net worth per share stands at Rs 127.53.
Major Highlights:
|
Particulars (In Rs '000) |
CBL |
||
|---|---|---|---|
|
Q3 2074/75 |
Q3 2073/74 |
Difference |
|
|
Paid Up Capital |
6,934,850 |
4,583,806 |
51.29% |
|
Reserve & Surplus |
1,908,876 |
1,312,919 |
45.39% |
|
Deposits |
36,906,323 |
33,811,873 |
9.15% |
|
Borrowings |
1,207,500 |
403,500 |
199.26% |
|
Loans & Advances |
34,924,888 |
29,807,232 |
17.17% |
|
Net Interest Income |
892,813 |
733,535 |
21.71% |
|
Provision for possible losses |
441,723 |
474,921 |
-6.99% |
|
Operating Profit |
174,659 |
65,170 |
168.01% |
|
Net Profit |
350,054 |
154,447 |
126.65% |
|
NPL (%) |
3.74 |
4.66 |
-19.74% |
|
Annualized EPS (In Rs.) |
6.73 |
4.49 |
49.81% |
|
Net Worth per Share (In Rs.) |
127.53 |
128.64 |
-0.87% |
|
ROE (Annualised)% |
6.54 |
3.51 |
86.32% |
|
ROA (Annualised)% |
0.98 |
0.51 |
92.16% |
However, Prabhu Bank Limited (PRVU) has stated massive decline in net profit of 40.03% in the third quarter of the current fiscal year 2074/75.
As per the unaudited report published today, the commercial bank has stated that its net profit decreased to Rs 86.71 crore in Q3 of the fiscal year 2074/75 from Rs 1.44 arba in the corresponding quarter of the previous fiscal year 2073/74.
Its deposit collection reached to Rs 87.64 arba where the bank floated loans of Rs 73.07 arba.
Its borrowing has significantly increased to Rs 1.35 arba in Q3 of fiscal year 2074/75 from Rs 7.64 crore in the corresponding quarter last year.
It has paid up capital of Rs 8 arba with Rs 3.4 arba in reserve. Its NPL stands high at 3.9%.
Its Earning per Share (EPS) stands at Rs 14.45 where net worth per share stands at Rs 142.52. It has P/E ratio of 15.22 times.
Major Highlights:
|
Particulars (In Rs '000) |
PRVU |
||
|---|---|---|---|
|
Q3 2074/75 |
Q3 2073/74 |
Difference |
|
|
Paid Up Capital |
8,001,334 |
5,881,402 |
36.04% |
|
Reserve & Surplus |
3,401,994 |
1,892,548 |
79.76% |
|
Deposits |
87,643,506 |
71,602,950 |
22.40% |
|
Borrowings |
1,353,861 |
76,497 |
1669.82% |
|
Loans & Advances |
73,070,388 |
59,594,614 |
22.61% |
|
Net Interest Income |
1,902,500 |
1,951,678 |
-2.52% |
|
Provision for possible losses |
(343,958) |
(291,470) |
18.01% |
|
Operating Profit |
966,826 |
1,172,609 |
-17.55% |
|
Net Profit |
867,124 |
1,445,860 |
-40.03% |
|
NPL (%) |
3.9 |
4.32 |
-9.72% |
|
Annualized EPS (In Rs.) |
14.45 |
32.78 |
-55.92% |
|
Net Worth per Share (In Rs.) |
142.52 |
132.18 |
7.82% |
|
ROE (Annualised)% |
10.14 |
24.8 |
-59.11% |
|
ROA (Annualised)% |
1.11 |
2.3 |
-51.74% |
|
P/E Ratio (In times) |
15.22 |
- |
- |
Likewise, Machhapuchhre Bank Limited (MBL) has shown diminish in net profit by 18.91% in the third quarter of the current fiscal year 2074/75.
As per the unaudited report published today, the commercial bank has stated that its net profit diminished to Rs 81.50 crore in Q3 of the fiscal year 2074/75 from Rs 1 arba in the corresponding quarter of the previous fiscal year 2073/74.
Its deposit collection reached to Rs 68.43 arba where the bank floated loans of Rs 62.21 arba.
It has paid up capital of Rs 8.05 arba with Rs 1.79 arba in reserve.
Its NPL stands at 0.35%.
Its Earning per Share (EPS) stands at Rs 13.49 where net worth per share stands at Rs 122.26. It has P/E ratio of 16.44 times.
Major Highlights:
|
Particulars (In Rs '000) |
MBL |
||
|---|---|---|---|
|
Q3 2074/75 |
Q3 2073/74 |
Difference |
|
|
Paid Up Capital |
8,055,693 |
6,598,700 |
22.08% |
|
Reserve & Surplus |
1,793,135 |
1,758,407 |
1.97% |
|
Deposits |
68,432,578 |
58,048,107 |
17.89% |
|
Borrowings |
798,255 |
633,978 |
25.91% |
|
Loans & Advances |
62,211,009 |
53,058,958 |
17.25% |
|
Net Interest Income |
1,782,059 |
1,751,611 |
1.74% |
|
Provision for possible losses |
184,411 |
145,075 |
27.11% |
|
Operating Profit |
1,211,625 |
1,331,187 |
-8.98% |
|
Net Profit |
815,096 |
1,005,152 |
-18.91% |
|
NPL (%) |
0.35 |
0.36 |
-2.78% |
|
Annualized EPS (In Rs.) |
13.49 |
20.31 |
-33.57% |
|
Net Worth per Share (In Rs.) |
122.26 |
126.65 |
-3.47% |
|
ROE (Annualised)% |
11.03 |
9.93 |
11.08% |
|
ROA (Annualised)% |
1.34 |
1.2 |
11.67% |
|
P/E Ratio (In times) |
16.44 |
- |
- |
