All you want to know about National Level Development Banks with their Paid up and Reserve

Fri, Jul 31, 2015 12:00 AM on Others, Others,

ShareSansar, July 30;

In total there are 24 National Level Development Banks in Nepal. As per the Monetary Policy 2072/73 unveiled by NRB, National Level Development Banks needs to increase their capital to Rs 2.50 arba by the end of FY 2074. Earlier the minimum paid up requirement for National Level Development Bank was Rs 64 crore.

In terms of paid up capital up to the 3rd quarter of 2071/72 fiscal year of the National Level Development Banks, only two development banks has a paid up capital of more than Rs1 arba. 

Yeti Development Bank Limited (YETI) stands at the top with a paid up capital of Rs 1.38 arba but has a reserve in loss of Rs42.32 crore during the above mentioned period. It needs to increase its capital by Rs1.13 arba by the end of Ashad, 2074 to meet the requirement of paid up capital of Rs 2.50 arba, set by the monetary policy of 2015/16. 

After Yeti Development Bank stands Clean Energy Development Bank Limited (CEDBL) with a paid up capital of Rs 1.25 arba and a reserve of Rs 28.44 crore.

Business Universal Development Bank (BUDBL) Limited has a paid up capital of Rs93.46 crore. It has a reserve and surplus of Rs 18.65 crore.

ViborBikas Bank Limited (VBBL) has a paid up capital of Rs 91.70 crore although its reserve is in loss of Rs 28.25 crore.

It’s interesting that NIDC Development Bank has one of the lowest paid up capital and highest reserve among all the National Level Development Banks.  It’s paid up capital stands at Rs 41.58 crore and reserve at Rs 2.55 arba.

Company Name  Paid up   Reserve  Additional  capital required 
Yeti Development Bank Limited               1,386,233.00       (423,263.00)      1,113,767.00
Clean Energy Development Bank Limited               1,259,913.00          284,450.00      1,240,087.00
Business Universal Development Bank Limited                  934,690.00          186,589.00      1,565,310.00
Vibor Bikas Bank Limited                  917,074.00       (282,504.00)      1,582,926.00
Society Development Bank Limited                  897,930.20       (241,627.27)      1,602,069.80
Kailash Bikash Bank Limited                  895,323.00          395,608.00      1,604,677.00
Ace Development Bank Limited                  885,312.00          223,006.00      1,614,688.00
Infrastructure Development Bank Limited                  827,534.00          196,763.00      1,672,466.00
Deva Bikas Bank                   818,000.00        1,682,000.00
Fewa Bikas Bank                  816,215.00        1,683,785.00
Supreme Development Bank Limited                  811,622.00          191,656.00      1,688,378.00
Jyoti Bikas Bank Limited                  791,800.00          173,042.00      1,708,200.00
Triveni Bikas Bank                   740,000.00        1,760,000.00
Shangrila Development Bank Limited                  736,000.00          234,429.00      1,764,000.00
Reliable Development Bank Limited                  716,893.00          172,274.00      1,783,107.00
Garima Bika Bank                  711,000.00        1,789,000.00
International Development Bank Limited                  704,000.00          119,335.00      1,796,000.00
Kasthamandap Development Bank Limited                  679,897.00          (18,316.00)      1,820,103.00
Tourism Development Bank Limited                  678,400.00          141,982.00      1,821,600.00
Apex Development Bank                   666,563.00          (89,234.00)      1,833,437.00
Siddhartha Development Bank Limited                  645,000.00          131,206.00      1,855,000.00
Muktinath Bikas Bank                  640,025.00        1,859,975.00
NIDC Development Bank Limited                  415,823.40      2,550,590.34      2,084,176.60
Gorkha Development Bank                   198,246.00       (737,806.00)      2,301,754.00

*Triveni Bikas Bank Limited has merged with Kavre based Bright Development Bank and Parsa based Public Development Bank and the paid up capital shown in the table is after merger.

*Deva Bikas Bank Limited is a recently formed National level bank formed by the merger of NDEP Development Bank and Rising Development Bank.  The paid up capital shown in the table is after merger.

*Garima Bikas Bank is a recently formed National Level Bank formed after the merger with NilgiriBikas Bank. The paid up capital shown in the table is after merger.

*Muktinath Bikas Bank has acquired Civic Development Bank to be upgraded as a National level Bank. The paid up capital shown in the table is after merger.

*Fewa Bikas Bank is a national level bank formed after the merger of BiswaBikas Bank and Fewa Finance. The paid up capital shown in the table is after merger.

* Clean Energy Development Bank has already entered the merger process with NMB Bank Limited.