Nadep Laghubitta Bittiya Sanstha Profitable by 1.31 crores in FY 2076/77; Operating Profit Declines 77.41% and EPS down at Rs. 3.58
Mon, Aug 17, 2020 10:41 AM on Latest, Company Analysis,
NADEP Laghubitta Bittiya Sanstha Limited has posted a net profit of Rs 13.15 million (1.31 crores) and published its 4th quarter company analysis of the fiscal year 2076/77.
The profit of the company in Q4 2076/77 has decreased by 45.91% compared to Rs 2.43 crores in the Q4 2075/76.
The borrowings of the company have increased by 6.92% to Rs 2.46 Arba from Rs 2.3 Arba in Q4 2076/77. The microfinance company collected deposits of Rs 1.36 Arba and has floated loans of Rs 4.13 Arba in the Q4 2076/77. Loan & advances of the company have increased by 4.43% compared to the corresponding quarter of last fiscal year.
The net interest income of the company has decreased by 8.13% and the operating profit has plunged by 77.41%.
The Paid-Up capital and reserve of Nadep Laghubitta Bittiya Sanstha Limited stand at Rs 36.8 crores and Rs 27.15 crores respectively. The EPS and net worth per share stood at Rs 3.58 and Rs 173.80 respectively in Q4 2076/77. Moreover, the P/E ratio according to the report is 191.84 times.
Major Highlights:
|
Particulars (In Rs '000) |
Nadep Laghubitta Bittiya Sanstha Limited |
||
|---|---|---|---|
|
Q4 2076/77 |
Q4 2075/76 |
Difference |
|
|
Paid Up Capital |
368,000.00 |
368,000.00 |
0.00% |
|
Reserve & Surplus |
271,579.50 |
181,751.23 |
49.42% |
|
Deposits |
1,362,020.91 |
1,132,697.00 |
20.25% |
|
Borrowings |
2,461,893.00 |
2,302,649.00 |
6.92% |
|
Loans & Advances |
4,137,465.12 |
3,961,896.82 |
4.43% |
|
Net Interest Income |
253,291.52 |
275,721.25 |
-8.13% |
|
Staff Expenses |
176,923.59 |
173,776.45 |
1.81% |
|
Provision for possible losses |
54,330.30 |
76,118.35 |
|
|
Operating Profit |
13,489.17 |
59,724.20 |
-77.41% |
|
Net Profit |
13,159.35 |
24,329.81 |
-45.91% |
|
Capital Adequacy (%) |
11.20 |
12.68 |
-11.67% |
|
NPL (%) |
4.67 |
4.21 |
|
|
Cost of Fund (%) |
10.77 |
10.73 |
0.37% |
|
EPS (In Rs.) |
3.58 |
6.61 |
FALSE |
|
Net Worth per Share (In Rs.) |
173.80 |
149.39 |
16.34% |
|
PE Ratio (times) |
191.84 |
- |
- |
|
Qtr End Price |
686.00 |
- |
- |
|
PB Ratio (times) |
3.9 |
- |
- |
