Why BFIs are undervalued: Price of BFI and insurance scrips at 1175 and current level

Thu, Jul 24, 2014 12:00 AM on Others, Others,

ShareSansar, July 24:

You don’t need not rack your mind to understand how the BFI scrips are undervalued at this juncture despite being so fundamentally strong in this bullish market. You can realize this by simply comparing the price movement of the BFI scrips now with the price when the market was at an all-time high level of 1175 back in August 2008.

Conversely, the list of price of BFIs and insurance scrips now and then shows why the insurance stocks are largely overvalued and inflated.

Commercial banks closing price as of 22/07/2014

S.no.

Company Name

    Closing Price

1

Agricultural Development Bank Ltd

715

2

CENTURY COMMERCIAL BANK LTD.

364

3

Citizens Bank International Limited

590

4

CIVIL BANK LTD

343

5

Everest Bank Ltd

2,840.00

6

Global IME Bank Limited

725

7

Grand Bank Nepal Ltd.

328

8

Himalayan Bank Ltd.

990

9

Janata Bank Nepal Ltd.

325

10

Kumari Bank Ltd

621

11

Laxmi Bank Limited

653

12

Lumbini Bank Ltd.

498

13

Machhachapuchhre Bank Ltd

585

14

Mega Bank Nepal Ltd.

469

15

Nabil Bank Ltd.

2,657.00

16

Nepal Bangladesh Bank Ltd.

722

17

Nepal Bank Limited

498

18

Nepal Credit And Com. Bank

686

19

Nepal Investment Bank Ltd.

1,080.00

20

Nepal SBI Bank Limited

1,285.00

21

NIC Asia Bank Ltd.

970

22

NMB Bank Ltd.

520

23

Prime Commercial Bank Limited

612

24

Sanima Bank Ltd.

628

25

Siddhartha Bank Limited

858

26

Standard Chartered Bank Ltd.

2,970.00

27

Sunrise Bank Limited

499

Commercial Bank’s closing price as of 31/08/2008

S.No.

Traded Companies

Closing Price

1

Bank of Kathmandu

2,595

2

Everest Bank Ltd

3,230

3

Himalayan Bank Ltd.

2,463

4

KIST Bank Limited

980

5

Kumari Bank Ltd

1,030

6

Laxmi Bank Limited

1,210

7

Lumbini Bank Ltd.

700

8

Machhachapuchhre Bank Ltd

877

9

Nabil Bank Ltd.

5,850

10

Nepal Bangladesh Bank Ltd.

905

11

Nepal Credit And Com. Bank

489

12

Nepal Investment Bank Ltd.

2,541

13

Nepal SBI Bank Limited

1,704

14

NMB Bank Ltd.

965

15

Siddhartha Bank Limited

1,301

16

Standard Chartered Bank Ltd.

8,010

Development Bank closing price as of 22/07/2014

S.no.

Company Name

Closing      Price

1

Ace Development Bank Limited

380

2

Alpine Development Bank Limited

305

3

APEX DEVELOPMENT BANK LTD.

175

4

Araniko Development Bank Limited

219

5

Bhrikuti Vikash Bank Limited

372

6

Bishwa Bikas Bank Limited

325

7

Business Universal Development Bank Ltd.

230

8

Chhimek Laghubitta Bikas Bank Limited

1,675.00

9

City Development Bank Limited

495

10

Clean Energy Development Bank Limited

315

11

Corporate Development Bank Ltd.

151

12

Cosmos Development Bank Ltd.

178

13

Country Development Bank Ltd.

222

14

Diprox Development Bank

1,386.00

15

Excel Development Bank Ltd.

789

16

First Microfinance Development Bank Ltd.

1,056.00

17

Gandaki Bikas Bank Limited

325

18

Garima Bikas Bank Limited

408

19

H & B Development Bank Ltd.

107

20

Infrastructure Development Bank Limited

254

21

Innovative Development Bank Ltd.

330

22

International Development Bank Ltd.

234

23

Jyoti Bikas Bank Limited

232

24

Kabeli Bikas Bank Limited

318

25

Kailash Bikas Bank Ltd.

488

26

Kalika Microcredit Development Bank Ltd.

900

27

Kankai Bikas Bank Ltd.

215

28

Karnali Development Bank Limited

266

29

Kasthamandap Development Bank Ltd.

146

30

Malika Bikash Bank Limited

245

31

Matribhumi Bikas Bank Ltd.

220

32

Metro Development Bank Limited

324

33

Miteri Development Bank Limited

525

34

Muktinath Bikas Bank Ltd.

740

35

Nagbeli Microfinance Development Bank Ltd.

661

36

Naya Nepal Laghubitta Bikas Bank Limited

999

37

Nepal Community Development Bank

197

38

Nerude Laghubita Bikas Bank Limited

1,633.00

39

Nilgiri Bikas Bank Limited

280

40

Nirdhan Utthan Bank Ltd.

1,514.00

41

Pacific Development Bank Limtied

418

42

Paschimanchal Bikash Bank

253

43

Pathibhara Bikas Bank Limited

375

44

Professional Diyalo Bikas Bank Ltd.

190

45

Purnima Bikas Bank Limited

423

46

Reliable Development Bank Limited

136

47

Rural Microfinance Development Centre Ltd.

1,010.00

48

Sahayogi Vikas Bank

635

49

Sana Kisan Bikas Bank Ltd

1,625.00

50

Sewa Bikas Bank Limited

392

51

Shine Resunga Development Bank Ltd.

449

52

Siddhartha Development Bank Limited

191

53

Summit Micro Finance Development Bank Ltd.

1,245.00

54

Supreme Development Bank Ltd.

228

55

Swabalamwan Bikash Bank

1,860.00

56

Tinau Development Bank Limited

338

57

Tourism Development Bank Ltd.

252

58

Vibor Bikas Bank Limited

165

59

Western Development Bank Limited

244

60

Yeti Development Bank Limited

174

Development Bank’s closing price as of 31/08/2008

S.No.

Traded Companies

Closing Price

1

Ace Development Bank Limited

1,315

2

Biratlaxmi Bikash Bank Limited

920

3

Excel Development Bank Ltd.

938

4

Gurkha Development Bank

965

5

Infrastructure Development Bank Limited

1,754

6

Malika Bikash Bank Limited

1,760

7

Narayani Development Bank Ltd.

229

8

Nepal Development Bank

350

9

Nirdhan Utthan Bank Ltd.

148

Finance company’s closing price as of 22/07/2014

SN

Companies

Closing Price

1

Central Finance Co. Ltd.

266

2

Citizen Investment Trust

3,600.00

3

Everest Finance Ltd,

233

4

Fewa Finance Co. Ltd.

350

5

Goodwill Finance Co. Ltd.

242

6

Guheyshwori Mer. Bank. Fin

296

7

Hama Merchant & Finance Ltd.

160

8

ICFC Finance Limited

328

9

Janaki Finance Ltd.

502

10

Jebils Finance Ltd.

192

11

Kaski Finance Limited

284

12

Kathmandu Finance Limited.

197

13

Lalitpur Finance Ltd.

310

14

Lumbini Finance Ltd.

386

15

Maha Laxmi Finance Ltd.

410

16

MANJUSHREE FINANCIAL INSTITUTION

132

17

Multipurpose Finance Co. Ltd.

87

18

Narayani National Finance Co. Ltd.

365

19

NEPAL AAWAS FINANCE LIMITED

162

20

NEPAL FINANCE LTD.

121

21

NIDC Capital Markets Ltd.

248

22

Paschimanchal Finance Co. Ltd

205

23

Peoples Finance Limited.

170

24

Pokhara Finance Ltd.

238

25

Premier Finance Co. Ltd

151

26

Prudential Finance Company Limited

207

27

Seti Finance Limited

243

28

Synergy Finance Ltd

116

29

Union Finance Ltd.

148

30

UNIQUE FINANCE LIMITED

190

31

United Finance Ltd

299

Finance Company’s closing price as of 31/08/2008

S.No.

Traded Companies

Closing Price

1

Capital Mer. Bank And Fin

1,270

2

Civil Merchant bittya sanstha

820

3

IME Financial Institution Lt.

1,610

4

Imperial Financial Inst. Ltd.

990

5

International Leasing And Fin. Co.

685

6

Kuber Merchant Finance Limited

1,091

7

Nava Durga Finance Co.Ltd.

321

8

Nepal Aawas Finance Limited

540

9

Nepal Share Markets Ltd.

1,670

10

NIDC Capital Markets Ltd.

1,330

11

Peoples Finance Limited.

918

12

Prabhu Finance Company Limited

539

13

Shree Investment Finance Co. Ltd

563

14

Standard Finance Ltd.

930

15

World Merchant Bank Ltd

1,320

Insurance company’s closing price as of 22/07/2014

S.No.

Companies

Closing Price

1

Alliance Insurance Company Limited

619

2

Asian Life Insurance Co. Limited

1,264.00

3

Everest Insurance Co. Ltd.

1,125.00

4

Guras Life Insurance Co. Ltd.

670

5

Himalayan Gen.Insu. Co.Ltd.

606

6

Life Insurance Co. Nepal

4,171.00

7

National LifeInsu. Co.Ltd.

2,600.00

8

Neco Insurance Co.

779

9

Nepal Insurance Co.Ltd.

615

10

Nepal Life Insurance Co. Ltd.

4,540.00

11

NLG INSURANCE COMPANY LTD.

853

12

Premier Insurance co. Ltd.

950

13

Prime Life Insurance Company Limited

1,141.00

14

Rastriya Beema Sansthan

5,377.00

15

Sagarmatha Insurance Co.Ltd

1,286.00

16

Siddhartha Insurance Limited

800

17

Surya Life Insurance Company Limited

777

18

United Insurance Co.(Nepal)Ltd.

955

Insurance Company’s closing price as of 31/08/2008

S.No.

Traded Companies

Closing Price

1

Alliance Insurance Company Limited

166

2

Life Insurance Co. Nepal

1,050

3

NB Insurance Co. Ltd.

147

4

Shikhar Insurance Co. Ltd.

449

5

Siddhartha Insurance Limited

255