Swabalamban Laghubitta’s outstanding performance backed by increased EPS; Net profit increases by 31.17% to Rs 34.64 crore
Tue, Aug 7, 2018 2:10 AM on Financial Analysis, Latest, Stock Market,
Swabalamban Laghubitta Bittiya Sanstha (SWBBL) has posted high growth in net profit by 31.17% to Rs 34.64 crore in the fourth quarter (Q4) of fiscal year 2074/75.
Publishing the unaudited financial report for the fourth quarter today, the microfinance institution has stated that its operating profit has also increased to Rs 54.08 crore in Q4 from Rs 41.86 crore in the corresponding quarter of the last fiscal year.
The micro finance institution’s borrowing remains to be Rs 3.84 arba and has collected Rs 5.76 arba in deposits.
Likewise, it has extended loans and advances of Rs 10.15 arba in Q4 of FY 2074/75 whereas in the same period last year the figure stood at Rs. 8.06 arba.
It has a paid up capital of Rs 50.31 crore and has Rs 92.59 crore in reserve and surplus.
Its non- performing loan (NPL) increased to 1.02 % in Q4 from 0.72 % in the corresponding quarter of the last fiscal year.
Its earning per share (EPS) has increased to Rs 68.86 in Q4 from Rs 52.53 previous year. Its net worth per share stands at Rs 284.05 and P/E ratio at 18.01 times.
Major Highlights:
|
Particulars (In Rs '000) |
SWBBL |
||
|---|---|---|---|
|
Q4 2074/75 |
Q4 2073/74 |
Difference |
|
|
Paid Up Capital |
503,111 |
502,756 |
0.07% |
|
Reserve & Surplus |
925,988 |
579,582 |
59.77% |
|
Deposits |
5,761,436 |
4,231,733 |
36.15% |
|
Borrowings |
3,845,494 |
4,029,343 |
-4.56% |
|
Loans & Advances |
10,150,307 |
8,065,264 |
25.85% |
|
Net Interest Income |
866,739 |
947,829 |
-8.56% |
|
Provision for possible losses |
50,527 |
22,992 |
119.76% |
|
Operating Profit |
540,875 |
418,660 |
29.19% |
|
Net Profit |
346,425 |
264,111 |
31.17% |
|
NPL |
1.02 |
0.72 |
41.67% |
|
Annualized EPS (In Rs.) |
68.86 |
52.53 |
31.07% |
|
Net Worth per Share (In Rs.) |
284.05 |
215.28 |
31.94% |
|
P/E Ratio (In times) |
18.01 |
- |
- |
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