Swabalamban Laghubitta Bittiya Sanstha's profit declines by 15.71% to Rs. 35.61 crores in Q4; EPS at Rs. 44.95 and PE Ratio at 27.43 times
Fri, Aug 14, 2020 1:43 PM on Latest, Company Analysis,
Swabalamban Laghubitta Bittiya Sanstha Limited has posted a net profit of Rs. 35.61 crores for the fiscal year 2076/77.
The profit of the company in Q4 2076/77 has decreased by 15.71% compared to Rs 42.25 crores in the Q4 2075/76.
The borrowings of the company have also decreased by 17.92% from Rs 5.80 Arba in the previous FY. The microfinance company collected deposits of Rs 9.28 Arba crores and has floated loans of Rs 15.2 Arba in the Q4 2076/77. Loans & advances of the company have increased by 5.59% compared to the corresponding quarter of the last fiscal year.
The net interest income of the company has grown by 17.75% and operating profit has declined by 14.72%.
The Paid-Up capital and reserve of Swabalamban Laghubitta Bittiya Sanstha Limited stand at Rs 79.23 crores and Rs 1.36 Arba respectively. The EPS and net worth per share stood at Rs 44.95 and Rs 271.95 respectively in Q4 2076/77. Moreover, the P/E ratio according to the report is 27.43 times.
Major Highlights:
|
Particulars (In Rs '000) |
Swabalamban Laghubitta Bittiya Sanstha Limited |
||
|---|---|---|---|
|
Q4 2076/77 |
Q4 2075/76 |
Difference |
|
|
Paid Up Capital |
792,399.00 |
628,888.00 |
26.00% |
|
Reserve & Surplus |
1,362,505.00 |
1,125,004.00 |
21.11% |
|
Deposits |
9,285,154.00 |
7,490,475.00 |
23.96% |
|
Borrowings |
4,763,451.00 |
5,803,337.00 |
-17.92% |
|
Loans & Advances |
15,206,151.00 |
14,400,760.00 |
5.59% |
|
Net Interest Income |
1,254,803.00 |
1,065,661.00 |
17.75% |
|
Staff Expenses |
500,396.00 |
539,447.00 |
-7.24% |
|
Provision for possible losses |
340,134.00 |
49,235.00 |
|
|
Operating Profit |
565,373.00 |
662,936.00 |
-14.72% |
|
Net Profit |
356,185.00 |
422,546.00 |
-15.71% |
|
Capital Adequacy (%) |
9.80 |
10.80 |
-9.26% |
|
NPL (%) |
1.99 |
0.77 |
|
|
Cost of Fund (%) |
9.47 |
9.44 |
0.32% |
|
EPS (In Rs.) |
44.95 |
67.19 |
FALSE |
|
Net Worth per Share (In Rs.) |
271.95 |
278.89 |
-2.49% |
|
PE Ratio (times) |
27.43 |
- |
- |
|
Qtr End Price |
1,233.00 |
- |
- |
|
PB Ratio (times) |
4.5 |
- |
- |
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