RSDC Laghubitta Net Profit Surges By 73.54% to Rs. 7.66 Crore in Q2 FY 2082/83; Eps Rose to 14.83
Thu, Jan 22, 2026 11:35 AM on Financial Analysis, Company Analysis, Highlight News,
RSDC Laghubitta Bittiya Sanstha Limited (RSDC) has published its unaudited financial report for the Second quarter of the fiscal year 2082/83, revealing a remarkable 73.54% growth in net profit. The company recorded a net profit of Rs. 7.66 crore in the quarter, compared to Rs. 4.41 crore in the same period last fiscal year.
The company’s net interest income dips by 4.01% to Rs. 10.76 crore from Rs. 11.21 crore in the same quarter last year. Loans and advances stood at Rs. 5.31 arba, a substantial rise by 15.33%, while borrowings increased by 26.37% to Rs. 5.01 arba. Its paid-up capital stood at Rs. 1.03 arba. Likewise, reserves rose by 5.47% to Rs. 19.31 crore.
However, RSDC Laghubitta's operating profit surges by 69.48% to Rs. 2.90 crore, Personnel expenses were increased by 37.09%, amounting to Rs. 2.41 crores during the review period. Likewise, Retained earnings decreased by 14.99% to Rs. 7.36 crore.
RSDC Laghubitta reported a significant impairment charges/(reversal) of Rs. 2.73 crore on loans and advances during the review period. In terms of market performance, the company’s annualized earnings per share (EPS) surged to Rs. 14.83, however its net worth per share decreased slightly by 0.5% to Rs. 125.15.
* Figures are of the Immediate Previous Year Quarter Ending
| Particulars (In Rs '000) | RSDC Laghubitta Bittiya Sanstha Limited | ||
|---|---|---|---|
| Q2 2082/83 | Q2 2081/82 | Difference | |
| Paid Up Capital | 1,034,064.42 | 1,034,064.42* | 0.00% |
| Share Premium | - | - | - |
| Retained Earnings | 66,854.36 | 83,408.78* | -19.85% |
| Reserves | 193,169.45 | 183,152.11* | 5.47% |
| Borrowings | 5,013,732.68 | 6,809,057.81* | -26.37% |
| Loans and Advances | 5,314,019.51 | 6,275,127.76* | -15.33% |
| Net Interest Income | 107,624.89 | 112,116.69 | -4.01% |
| Personal Expenses | 24,172.56 | 17,632.95 | 37.09% |
| Impairment Charges/(Reversal) for loans and advances | -27,353.75 | 26,087.52 | - |
| Operating Profit | 109,604.56 | 64,669.95 | 69.48% |
| Net Profit | 76,672.48 | 44,182.01 | 73.54% |
| Distributable Profit/(loss) after P/L Appropriation and Regulatory Adjustments | 66,869.05 | - | - |
| Capital Adequancy(%) | 22.65 | 18.02 | 25.69% |
| Non-Performing Loan | 2.84 | 2.71 | 4.80% |
| Cost of Fund | 5.50 | 7.00 | -21.43% |
| Annualized EPS (In Rs.) | 14.83 | 8.55 | 73.54% |
| Net Worth per Share (In Rs.) | 125.15 | 125.78 | -0.50% |
| Qtr end PE Ratio (times) | 43.15 | - | - |
| Qtr End Market Price | 639.9 | - | - |
