RMDC Laghubitta Q4 financials not much affected by COVID-19; earns Rs 28.51 crore with EPS of Rs 31.71
Sun, Aug 2, 2020 6:06 AM on Company Analysis, Latest,
RMDC Laghubitta Bittiya Sanstha Limited (RMDC) has published its unaudited financial report for the fourth quarter of the fiscal year 2076/77. RMDC has earned a net profit of Rs 28.51 Crore till the end of Q4 in this fiscal year 2076/77. As per the report, the profit has fallen by 13.38% as compared to the same period last year.
Its borrowings have increased by 6.58% to Rs 7.06 Arba. The company has floated Rs 8.06 Arba worth of loans. Loans and advances decline by 1.87% in Q4.
The company earned Rs 46.02 Crore as net interest income (core business income) which declined by 5.28% and Rs 45.22 Crore as operating profit for the end of the fourth quarter. The NPL of the company stands at 0%.
As of Q4, RMDC has a paid-up capital of Rs 89.93 Crore with a reserve of Rs 1.69 Arba. Its net worth per share stands at Rs 289.03. Likewise, its EPS stands at Rs 31.71. The PE Ratio stands at 22.11 times.
Major Highlights:
|
Particulars (In Rs '000) |
RMDC Laghubitta |
||
|---|---|---|---|
|
Q4 2076/77 |
Q4 2075/76 |
Difference |
|
|
Paid Up Capital |
899,323.43 |
899,323.00 |
0.00% |
|
Reserve & Surplus |
1,699,961.71 |
1,414,514.00 |
20.18% |
|
Deposits |
|
|
|
|
Borrowings |
7,066,934.22 |
6,630,659.00 |
6.58% |
|
Loans & Advances |
8,068,340.06 |
8,221,947.00 |
-1.87% |
|
Net Interest Income |
460,274.70 |
485,947.00 |
-5.28% |
|
Staff Expenses |
32,932.11 |
30,571.00 |
7.72% |
|
Provision for possible losses |
0.00 |
13,811.00 |
- |
|
Operating Profit |
452,220.00 |
482,337.00 |
-6.24% |
|
Net Profit |
285,149.87 |
329,214.00 |
-13.38% |
|
Capital Adequacy (%) |
26.60 |
23.67 |
12.38% |
|
NPL (%) |
0.00 |
0.00 |
|
|
Cost of Fund (%) |
7.95 |
8.98 |
-11.47% |
|
EPS (In Rs.) |
31.71 |
36.61 |
-13.38% |
|
Net Worth per Share (In Rs.) |
289.03 |
257.29 |
12.34% |
|
PE Ratio (times) |
22.11 |
- |
- |
|
Qtr End Price |
701 |
- |
- |
