NMB Laghubitta earns Rs 6.09 cr till Q4; EPS and PE stands at Rs 37.64 and 26.30 times

Thu, Jul 25, 2019 6:51 AM on Financial Analysis, Latest, Stock Market,

NMB Microfinance Bittiya Sanstha Limited (NMBMF) has also published its fourth quarter report for the FY 2075/76 with net profit of  Rs 6.09 crore. The profit has increased by 86.46% from Rs 3.27 crore in the corresponding quarter last FY.

The deposits of the microfinance company amounts Rs 1.08 arba and the microfinance floated loans of Rs 3.07 arba till this quarter.

The borrowings of the microfinance increased by 16.54% to Rs 1.96 arba from the previous year’s figure of Rs 1.68 arba.

The paid up capital of the company stands at Rs 16.29 crore with Rs 14.33 crore in the reserve and surplus.

The EPS of the microfinance company is Rs 37.64 and Net worth of the company stands at Rs 188.46.

The price to earnings (P/E) stands at 26.30 times.

Click Here for Q4 published report:

Major Highlights:

Particulars (In Rs '000)

NMB Microfinance

Q4 2075/76

Q4 2074/75

Difference

Paid Up Capital

162,006.00

140,875.00

15.00%

Reserve & Surplus

143,309.00

108,937.00

31.55%

Borrowings

1,960,216.00

1,682,082.00

16.54%

Deposits

1,082,721.00

696,529.00

55.45%

Loans & Advances

3,075,674.00

2,167,491.00

41.90%

Net Interest Income

207,497.00

165,615.00

25.29%

Staff Expenses

136,286.00

106,106.00

28.44%

Provision for possible losses

11,372.00

27,603.00

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Operating Profit

94,891.00

51,184.00

85.39%

Net Profit

60,982.00

32,706.00

86.46%

Capital Adequacy (%)

9.63

11.27

-14.55%

NPL (%)

2.02

2.59

-22.01%

Cost of Fund (%)

9.63

9.91

-2.83%

EPS (In Rs.)

37.64

23.22

62.14%

Net Worth per Share (In Rs.)

188.46

177.33

6.28%

PE Ratio (times)

26.30

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