Nirdhan Utthan Laghubitta published a strong Q4 report with 32.24% growth in net profit; EPS stands at Rs 61.62
Wed, Aug 7, 2019 6:10 AM on Financial Analysis, Stock Market, Latest,
Nirdhan Utthan Laghubitta Bittiya Sanstha Limited (NUBL) has published a strong unaudited financial report for the fourth quarter of fiscal year 2075/76 today. It has stated that net profit has increased by 32.24% to Rs 73.95 crore in the fourth quarter from Rs 55.92 crore reported in the corresponding quarter of the previous fiscal year 2074/75.
The microfinance has borrowings of Rs 7.69 arba. Likewise, it extended loans of Rs 19.63 arba from Rs 15.45 arba in corresponding quarter. It has collected deposits of Rs 11.04 arba till the fourth quarter.
NUBL’s net interest income increased by 21.05% from Rs 1.30 arba to Rs 1.57 arba. Its operating profit has increased to Rs 1.14 arba till Q4, from Rs 80.96 crore in corresponding quarter. The microfinance’s non-performing loan (NPL) has slightly increased to 1.17 percent in the review period.
It has paid up capital of Rs 1.2 arba with reserve of Rs 1.62 arba till fourth quarter.
It's earning per share (EPS) stands at Rs 61.63. Currently, Net worth per share stands at Rs 235.17 and P/E ratio at 13.65 times.
Major Highlights:
|
Particulars (In Rs '000) |
Nirdhan Utthan Laghubitta |
||
|---|---|---|---|
|
Q4 2075/76 |
Q4 2074/75 |
Difference |
|
|
Paid Up Capital |
1,200,000.00 |
1,000,000.00 |
20.00% |
|
Reserve & Surplus |
1,622,081.00 |
1,250,965.00 |
29.67% |
|
Borrowings |
7,694,287.00 |
6,640,215.00 |
15.87% |
|
Deposits |
11,048,944.00 |
8,570,242.00 |
28.92% |
|
Loans & Advances |
19,639,575.00 |
15,451,997.00 |
27.10% |
|
Net Interest Income |
1,579,264.00 |
1,304,665.00 |
21.05% |
|
Staff Expenses |
663,488.00 |
557,400.00 |
19.03% |
|
Provision for possible losses |
130,939.00 |
85,060.00 |
- |
|
Operating Profit |
1,146,248.00 |
809,674.00 |
41.57% |
|
Net Profit |
739,509.00 |
559,238.00 |
32.24% |
|
Capital Adequacy (%) |
12.20 |
12.56 |
-2.87% |
|
NPL (%) |
1.17 |
0.92 |
27.17% |
|
Cost of Fund (%) |
8.70 |
8.35 |
4.19% |
|
EPS (In Rs.) |
61.63 |
55.92 |
10.20% |
|
Net Worth per Share (In Rs.) |
235.17 |
225.10 |
4.48% |
|
PE Ratio (times) |
13.65 |
- |
- |
