Nilgiri, Kamana and Gandaki Bikas Bank makes healthy growth in Profit
Sun, Aug 11, 2013 12:00 AM on Others,
Nilgiri Bikas Bank
Nilgiri Bikas Bank Limited has reported a healthy growth in net profit. The bank’s profit rose to Rs 1.28 crore in the FY 2069/70 from Rs 1.03 crore reported in previous fiscal, a growth of 24.11%.
The bank’s deposits increased by 19.73% to Rs 65.63 crore and loans and advances grew 24.20% to Rs 54.82 crore whereas NPA increases by 13.33% at 0.51% compared to last year.
The Bank’s EPS at Rs.22.34, net worth per share is Rs.133.21 and PE ratio at 6.36 times.
|
Nilgiri Vikas Bank Limited (Rs. In '000') |
|||
|
FY 2069/70 |
FY 2068/69 |
Growth (%) |
|
|
Net Profit (Rs.) |
12843 |
10348 |
24.11% |
|
Operating Profit (Rs.) |
20183 |
16261 |
24.12% |
|
Provision (Rs.) |
1045 |
1685 |
-37.98% |
|
Net Interest Income (Rs.) |
26198 |
21121 |
24.04% |
|
Deposits (Rs.) |
656376 |
548201 |
19.73% |
|
Loans and Advances (Rs.) |
464556 |
374046 |
24.20% |
|
NPA (%) |
0.51 |
0.45 |
13.33% |
|
Cost of Funds (%) |
8.8 |
9.8 |
-10.20% |
|
EPS (Rs.) |
22.34 |
20.7 |
7.92% |
|
P/E Ratio |
6.36 |
5.85 |
8.72% |
|
Networth (Rs.) |
133.21 |
128.38 |
3.76% |
|
Fiscal Year End Price (Rs.) |
142 |
121 |
17.36% |
Gandaki Bikas Bank Limited has reported a healthy growth in net profit. The bank’s profit rose to Rs 5.77 crore in the FY 2069/70 from Rs 3.92 crore reported in previous fiscal, a growth of 47.14%.
The bank’s deposits increased by 19.45% to Rs 247.71 crore and loans and advances grew 43.26% to Rs 212.63 crore whereas NPA decreases by 56% at 0.11% compared to last year.
The Bank’s EPS at Rs.23.05, net worth per share is Rs.118.28 and PE ratio at 6.38 times. The cost of fund bank is 10.16% which considered being very high compared to present context.
|
Gandaki Bikas Bank Limited (Rs. In '000') |
|||
|
FY 2069/70 |
FY 2068/69 |
Growth (%) |
|
|
Net Profit (Rs.) |
57703 |
39216 |
47.14% |
|
Operating Profit (Rs.) |
85804 |
61625 |
39.24% |
|
Provision (Rs.) |
9148 |
2519 |
263.16% |
|
Net Interest Income (Rs.) |
124371 |
91618 |
35.75% |
|
Deposits (Rs.) |
2477133 |
2073708 |
19.45% |
|
Loans and Advances (Rs.) |
2126345 |
1484285 |
43.26% |
|
NPA (%) |
0.11 |
0.25 |
-56.00% |
|
Cost of Funds (%) |
10.16 |
11.26 |
-9.77% |
|
EPS (Rs.) |
23.05 |
17.84 |
29.20% |
|
P/E Ratio |
6.38 |
7.01 |
-8.99% |
|
Networth (Rs.) |
118.28 |
129.42 |
-8.61% |
|
Fiscal Year End Price (Rs.) |
147 |
119 |
23.53% |
Kamana Bikas Bank
Kamana Bikas Bank Limited has reported a healthy growth in net profit. The bank’s profit rose to Rs 4.99 crore in the FY 2069/70 from Rs 3.52 crore reported in previous fiscal, a growth of 41.90%.
The bank’s deposits increased by 41.53% to Rs 209.87 crore and loans and advances grew 56% to Rs 180.71 crore whereas NPA increases by 13.33% at 0.51% compared to last year.
The cost of fund is 8.55% and it’s NPA 0.18%.
|
FY 2069/70 |
FY 2068/69 |
Growth (%) |
|
|
Net Profit (Rs.) |
49956 |
35206 |
41.90% |
|
Operating Profit (Rs.) |
78538 |
52005 |
51.02% |
|
Provision (Rs.) |
8183 |
4448 |
83.97% |
|
Net Interest Income (Rs.) |
105738 |
77705 |
36.08% |
|
Deposits (Rs.) |
2098723 |
1482864 |
41.53% |
|
Loans and Advances (Rs.) |
1807153 |
1158466 |
56.00% |
|
NPA (%) |
0.18 |
0.07 |
157.14% |
|
Cost of Funds (%) |
8.55 |
9.48 |
-9.81% |
