Nerude Laghubitta Earns Net Profit Of Rs 18.4 crore in Q3 ; EPS stands at Rs 41.07
Fri, Apr 29, 2022 11:27 AM on Latest, Financial Analysis, Stock Market,
Nerude Laghubitta Bittiya Sanstha Limited (NLBBL) has published its third quarter report for the FY 2078/79.
The microfinance’s profit has increased by 20.53% from Rs. 15.3 crores to Rs. 18.4 crores in the third quarter of the fiscal year 2078/79. In the same quarter, NLBBL has Rs 17.1 crore as their operating profit which has been decreased by 29.55% in this quarter as compared to the quarter of last fiscal year.
Likewise, deposit from customers has increased by 20.27% (compared to the immediate previous year ending) to Rs 3.10 Arba and loans and advances to customers increased by 27.64% (compared to the immediate previous year ending) to Rs 9.96 Arba in the third quarter. The net interest income (core business income) of the lagubitta has increased by 18.02% to Rs 47.8 crore from Rs. 40.5 crore of the corresponding quarter. Similarly, the paid-up capital stands at Rs. 60 crores with Rs 71.5 crore as its reserve and surplus. The Non-performing loan stands at 4.89%.
In the third quarter, the annualized EPS of the microfinance stands at Rs 41.07. The net worth per share stands at Rs 219.32 and qtr end PE ratio stands at 28.36 times.
Major Financial Highlights
|
Particulars (In Rs '000) |
Nerude Laghubitta Bittiya Sanstha Limited |
||
|---|---|---|---|
|
Q3 2078/79 |
Q3 2077/78 |
Difference |
|
|
Paid Up Capital |
600,000 |
493,878 |
21.49% |
|
Reserve & Surplus |
715,903 |
590,893 |
21.16% |
|
Deposits |
3,105,495 |
2,582,178 |
20.27% |
|
Borrowings |
5,254,999 |
3,842,679 |
36.75% |
|
Loans & Advances |
9,964,614 |
7,806,879 |
27.64% |
|
Net Interest Income |
478,712 |
405,626 |
18.02% |
|
Provision for possible losses |
127,030 |
140,166 |
-9.37% |
|
Operating Profit |
171,475 |
243,396 |
-29.55% |
|
Net Profit |
184,813 |
153,340 |
20.53% |
|
Capital Adequacy (%) |
9.24 |
9.72 |
-4.94% |
|
NPL (%) |
4.89 |
3.21 |
52.34% |
|
Annualized EPS (In Rs.) |
41.07 |
41.40 |
-0.80% |
|
Net Worth per Share (In Rs.) |
219.32 |
219.64 |
-0.15% |
|
PE Ratio (TIMES) |
23.86 |
41.79 |
-42.91% |
