National Microfinance profit surges by 54.29% in Q3; EPS stands at Rs 81.94

Sun, Apr 21, 2019 7:39 AM on Financial Analysis, Latest, Stock Market,

National Microfinance Bittiya Sanstha Limited has published its unaudited Q3 report for FY 75/76. The company had earns Rs 9.27 crore till Q3 whereas the company had earned Rs 6 crore till Q3 of corresponding quarter with 54.29% growth.

The paid up capital currently stands at Rs 15.08 crore. The reserves of the company have increased to Rs 20.22 crore up from Rs 18.08 crore in the corresponding quarter of the previous year.

The deposits have increased to Rs 1.12 arba while the loans of the company have increased to Rs 3.47 arba. The company has Rs 2.13 arba as borrowings.

The NPL of the company stands at 1.57% as of end of the third quarter and the annualized EPS stands at Rs 81.94 with PE of 19.08 times.

Major Highlights:

Particulars (In Rs '000)

National Microfinance

Q3 2075/76

Q3 2074/75

Difference

Paid Up Capital

150,883.00

150,883.00

0.00%

Reserve & Surplus

202,228.00

180,879.00

11.80%

Deposits

1,121,713.00

608,232.00

84.42%

Borrowings

2,137,570.00

1,535,771.00

39.19%

Loans & Advances

3,479,375.00

2,226,480.00

56.27%

Net Interest Income

183,830.00

121,308.00

51.54%

Provision for possible losses

30,253.00

15,337.00

-

Operating Profit

145,710.00

94,442.00

54.29%

Net Profit

92,724.00

60,099.00

54.29%

Capital Adequacy (%)

10.69

12.16

-12.09%

NPL (%)

1.57

1.30

20.77%

Annualized EPS (In Rs.)

81.94

53.11

54.29%

Net Worth per Share (In Rs.)

234.03

219.88

6.44%

PE Ratio (times)

19.08

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