National Microfinance performs well in second quarter of FY 2076/77; Find details of major indicators
Thu, Jan 30, 2020 12:34 PM on Financial Analysis, Latest, Stock Market,
National Microfinance Bittiya Sanstha Limited (NMFBS) has published its unaudited Q2 report for FY 2076/77.
The net profit of the company increased by an outstanding 61.68% to Rs 9.25 crore till Q2 of the current fiscal year whereas the company had earned Rs 5.72 crore till the corresponding quarter of the last fiscal year.
The paid-up capital currently stands at Rs 26.40 crore. The reserves of the company have increased to Rs 22.51 crore up from Rs 18.08 crore in the corresponding quarter of the previous year. The deposits of the company have increased to Rs 1.48 arba while the loans of the company have increased to Rs 3.93 arba. The company has Rs 2.69 arba as borrowings.
The NPL of the company stands at 1.76% as of the end of the second quarter and the annualized EPS stands at Rs 70.10 with PE of 19.68 times. The net worth per share stands at Rs 185.2.
Major Highlights:
| Particulars (In Rs '000) | NMFBS | ||
|---|---|---|---|
| Q2 2076/77 | Q2 2075/76 | Difference | |
| Paid Up Capital | 264,045 | 264,045 | 0.00% |
| Reserve & Surplus | 225,155 | 180,879 | 24.48% |
| Borrowings | 2,692,492 | 2,074,223 | 29.81% |
| Deposits | 1,487,618 | 975,126 | 52.56% |
| Loans & Advances | 3,933,268 | 2,914,829 | 34.94% |
| Net Interest Income | 187,212 | 114,348 | 63.72% |
| Staff Expenses | 57,024 | 38,839 | 46.82% |
| Provision for possible losses | 18,804 | 18,138 | 3.67% |
| Operating Profit | 146,898 | 89,949 | 63.31% |
| Net Profit | 92,546 | 57,240 | 61.68% |
| Capital Adequacy (%) | 12.37 | 10.89 | 13.59% |
| NPL (%) | 1.76 | 1.48 | 18.92% |
| Cost of Fund (%) | 9.82 | 8.46 | 16.08% |
| Annualized EPS (In Rs.) | 70.10 | 43.36 | 61.68% |
| Net Worth per Share (In Rs.) | 185.2 | - | |
| PE Ratio (times) | 19.68 | - | |
