Nabil Bank Limited Reports Impressive Growth In Major Indicators In Q4; Look At The Q4 Highlights

Mon, Aug 16, 2021 5:55 AM on Company Analysis, Latest,

Nabil Bank Limited (NABIL) has published its fourth-quarter report for the FY 2077/2078 with an increment in Net Profit by 30.06%. The bank's net profit has increased from Rs. 3.46 Arba in the fourth quarter of FY 2076/2077 to Rs. 4.50 Arba in the fourth quarter of FY 2077/2078.

The bank’s deposit from customers increased by 17.12% to Rs. 2.23 kharba (compared to the immediate previous year ending) whereas loans and advances to customers increased by 33.81% to Rs. 1.98 kharba (compared to the immediate previous year ending) till the fourth quarter. The bank's Net Interest Income (core business income) has increased by 10.64% to Rs. 7.72 Arba compared to the corresponding quarter of the previous year.

The bank’s paid-up capital stands at Rs. 13.84 Arba with Rs. 19.48 Arba in Reserve and surplus. The Non-performing loan (NPL) remained at 0.78%.

The earnings per share (EPS) of the Bank stood at Rs. 32.54 and Net worth per share stood at Rs. 240.73. The company traded at a P/E multiple of 41.77 times.

Click here for the Q4 report

Major Highlights:

Particulars

Nabil Bank Limited

Q4, 2077/2078

Q4, 2076/2077

Difference

Share Capital

13,844,451.00

10,097,497.00

37.11%

Reserve & Surplus

19,483,701.00

15,758,161.00

23.64%

Loans and Advances

198,107,369.00

148,054,071.00

33.81%

Deposit from Customers

223,478,087.00

190,806,470.00

17.12%

Net Interest Income

7,727,040.00

6,983,665.00

10.64%

Impairment charge/(Reversal) for loans

659,972.00

856,759.00

-

Operating Profit

6,435,172.00

5,093,065.00

26.35%

Net Profit

4,504,437.00

3,463,241.00

30.06%

Capital Adequacy Ratio (CAR)

12.69%

13.07%

-

Non-performing Loan (%)

0.78%

0.98%

-

Cost of Funds (%)

4.41%

5.49%

-

Base Rate (%)

5.86%

7.32%

-

CCD Ratio (as per NRB Directives)

79.22%

68.08%

-

EPS (Rs.)

32.54

34.30

-

Net Worth per share (Rs.)

240.73

256.06

-

Price to Earnings (Times)

41.77

-

-

Price to Book (Times)

5.65

-

-