Nabil Bank Limited Reports Impressive Growth In Major Indicators In Q4; Look At The Q4 Highlights
Mon, Aug 16, 2021 5:55 AM on Company Analysis, Latest,
Nabil Bank Limited (NABIL) has published its fourth-quarter report for the FY 2077/2078 with an increment in Net Profit by 30.06%. The bank's net profit has increased from Rs. 3.46 Arba in the fourth quarter of FY 2076/2077 to Rs. 4.50 Arba in the fourth quarter of FY 2077/2078.
The bank’s deposit from customers increased by 17.12% to Rs. 2.23 kharba (compared to the immediate previous year ending) whereas loans and advances to customers increased by 33.81% to Rs. 1.98 kharba (compared to the immediate previous year ending) till the fourth quarter. The bank's Net Interest Income (core business income) has increased by 10.64% to Rs. 7.72 Arba compared to the corresponding quarter of the previous year.
The bank’s paid-up capital stands at Rs. 13.84 Arba with Rs. 19.48 Arba in Reserve and surplus. The Non-performing loan (NPL) remained at 0.78%.
The earnings per share (EPS) of the Bank stood at Rs. 32.54 and Net worth per share stood at Rs. 240.73. The company traded at a P/E multiple of 41.77 times.
Major Highlights:
|
Particulars |
Nabil Bank Limited |
||
|---|---|---|---|
|
Q4, 2077/2078 |
Q4, 2076/2077 |
Difference |
|
|
Share Capital |
13,844,451.00 |
10,097,497.00 |
37.11% |
|
Reserve & Surplus |
19,483,701.00 |
15,758,161.00 |
23.64% |
|
Loans and Advances |
198,107,369.00 |
148,054,071.00 |
33.81% |
|
Deposit from Customers |
223,478,087.00 |
190,806,470.00 |
17.12% |
|
Net Interest Income |
7,727,040.00 |
6,983,665.00 |
10.64% |
|
Impairment charge/(Reversal) for loans |
659,972.00 |
856,759.00 |
- |
|
Operating Profit |
6,435,172.00 |
5,093,065.00 |
26.35% |
|
Net Profit |
4,504,437.00 |
3,463,241.00 |
30.06% |
|
Capital Adequacy Ratio (CAR) |
12.69% |
13.07% |
- |
|
Non-performing Loan (%) |
0.78% |
0.98% |
- |
|
Cost of Funds (%) |
4.41% |
5.49% |
- |
|
Base Rate (%) |
5.86% |
7.32% |
- |
|
CCD Ratio (as per NRB Directives) |
79.22% |
68.08% |
- |
|
EPS (Rs.) |
32.54 |
34.30 |
- |
|
Net Worth per share (Rs.) |
240.73 |
256.06 |
- |
|
Price to Earnings (Times) |
41.77 |
- |
- |
|
Price to Book (Times) |
5.65 |
- |
- |
